Commercial Loan Officer

3 days ago


Fort Lee, New Jersey, United States Unity Bank Full time
Job Summary

We are seeking a highly skilled Commercial Loan Officer to join our team at Unity Bank. As a Commercial Loan Officer, you will be responsible for managing and growing profitable commercial lending relationships through active networking and cold calling efforts with local business leaders and influencers.

Key Responsibilities
  • Commercial Loan Origination: Evaluate and structure loan requests, balancing our credit philosophy with the applicant's needs, and prepare and submit loan proposals to the credit department.
  • Relationship Building: Foster strong relationships with local business leaders and influencers to identify new business opportunities and grow existing relationships.
  • Business Development: Cross-sell other Unity Bank products and services to existing clients and prospects, and identify new business opportunities to drive growth.
  • Portfolio Management: Monitor and report on assigned loan portfolio activity to senior management, and complete other reporting requirements as directed.
Requirements
  • Education and Experience: A college degree and a minimum of five years of commercial lending experience are required.
  • Skills and Abilities: Strong analytical and communication skills, with the ability to work independently and as part of a team.
  • Knowledge and Certifications: Knowledge of commercial lending parameters and formal bank credit training are preferred.
Working Conditions
  • Work Environment: The Commercial Loan Officer will work in a fast-paced business environment, with moderate sound levels and frequent use of computer and office equipment.
Unity Bank's Commitment to Diversity and Inclusion

Unity Bank is committed to the principles of equal employment opportunity and prohibits discrimination in hiring, promotion, and terms and conditions of employment on the basis of race, creed, color, national origin/nationality, ancestry, religion/religious practices or observances, age, sex, gender identity or expression, affectional or sexual orientation, marital status, civil union status, domestic partnership status, disability or perceived disability, atypical hereditary cellular or blood trait, genetic information, and status as a veteran or disabled veteran of, or liability for service in, the Armed Forces of the United States.



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