Credit Risk Analyst

2 days ago


Irving, Texas, United States Citigroup Inc Full time
Job Summary

The Credit Maintenance Analyst role is a critical position within Citigroup Inc, responsible for ensuring the accuracy and integrity of credit data. This individual will work closely with the Operations - Services team to capture and record data related to credit exposure, obligors, and facilities in relevant credit systems.

Key Responsibilities
  • Support Commercial Banking Sales in the origination and management of customer credit facilities, ensuring compliance with credit policies and procedures.
  • Assist in credit underwriting by providing analysis and recommendations on credit worthiness, product solutions, and credit structure.
  • Monitor credit quality documentation to ensure timely credit reporting and data integrity.
  • Assess credit deliverables associated with assigned credit relationship exposures, prioritizing tasks to ensure timely customer assistance and completion of portfolio monitoring requirements.
  • Ensure compliance with legal and regulatory requirements in credit origination and portfolio advisory for diverse customer bases.
  • Provide consultative assistance on product terms and conditions, as well as outside enhancements.
  • Identify and escalate risk and compliance issues beyond the credit origination team, maintaining expertise in complex global credit policy and Anti-Money Laundering (AML) requirements.
Requirements
  • 2-5 years of relevant experience in credit risk analysis or a related field.
  • Working knowledge of industry standards and practices.
  • Excellent written and verbal communication skills, with the ability to clearly articulate complex credit concepts.
Education
  • Bachelor's degree or equivalent experience in a related field.

This role requires a strong understanding of credit risk management principles and practices, as well as excellent analytical and communication skills. If you are a detail-oriented individual with a passion for credit analysis, we encourage you to apply for this exciting opportunity.


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