Corporate Credit Risk Analyst

3 days ago


Irving, Texas, United States Citigroup Inc Full time
Job Summary

Citigroup Inc. is seeking a highly skilled Credit Risk Senior Analyst to join our Institutional Credit Management team. As a key member of our team, you will be responsible for delivering best-in-class credit risk analysis, monitoring, and credit administration to support our wholesale lending activities.

Key Responsibilities
  • Credit Risk Analysis: Assess the credit and financial strength of our Large Corporate, Public Sector, and Financial Institutions clients by performing fundamental credit analysis using both quantitative and qualitative factors.
  • Credit Analysis Write-up Memos: Complete credit analysis write-up memos and final obligor risk ratings of our counterparties based on independent assessment and judgment.
  • Transaction Memo Approvals: Perform transaction memo approvals in a timely manner, ensuring that discretionary recommendations are documented in the memo.
  • Continuous Monitoring: Continuously monitor the covered portfolio, following industry trends, impacts to key relationships, and escalation of potential credit issues to Credit Risk Team Leads and ICM Risk and Banking partners.
  • Stakeholder Partnerships: Partner with applicable regional and industry stakeholders in Banking and Independent Risk to implement credit assessment and monitoring standards for applicable portfolios.
  • VOE Initiatives: Support ICM Risk Analysis Voice of the Employee (VOE) initiatives.
Requirements
  • Education: Bachelor's degree in Finance, Accounting, or a related field, or higher degree in Business (MBA).
  • Experience: 2-3 years of credit experience in banking or credit risk management.
  • Skills: Intermediate analytical skills, including an understanding of key financial components, robust industry research capabilities, and strong understanding of credit policy and procedures.
  • Leadership: Display a deep commitment and positive attitude to Citi and colleagues, be reliable and eager to undertake more functions and responsibilities, and demonstrate professionalism by being reliable and actively contributing in meetings.
  • Technical: Proficient Microsoft Office skills, progressive experience with internal ICM templates, and financial modeling.
What We Offer
  • Competitive Salary: $76,000 - $106,370.00 per year.
  • Discretionary and Formulaic Incentive and Retention Awards.
  • Employee Benefits: Medical, dental, and vision coverage, 401(k), life, accident, and disability insurance, and wellness programs.
  • Paid Time Off: Planned time off (vacation), unplanned time off (sick leave), and paid holidays.


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