Credit Risk Manager

6 days ago

Irving, Texas, United States BMO Financial Group Full time
About the Role

We are seeking a highly skilled and experienced Senior Portfolio Manager to join our team at BMO Financial Group. As a key member of our organization, you will play a critical role in facilitating decision-making and analysis of credit information to support lending decisions and processes.

Key Responsibilities:

  • Facilitate decision-making and analysis of credit information to support lending decisions and processes.
  • Maintain and promote a client service environment to satisfy and exceed customer needs and expectations.
  • Make credit decisions and recommendations in accordance with sound credit-granting principles and in compliance with Bank Policies & Procedures.
  • Establish cross-selling initiatives to increase penetration with clients.
  • Apply deep expertise in bank products, processes, and systems to ensure a high-quality client experience.
  • Coordinate closing with closing department, clients, and attorneys.
  • Serve as a daily escalation resource to ensure client expectations are met or exceeded.
  • Act as a trusted advisor to assigned business/group.
  • Influence and negotiate to achieve business objectives.
  • Recommend and implement solutions based on analysis of issues and implications for the business.
  • Conduct independent analysis and assessment to resolve strategic issues.
  • Help determine business priorities and best sequence for execution of business/group strategy.
  • Act as the prime subject matter expert for internal/external stakeholders.
  • Participate in the development of financial models and other analytical tools to assist clients in evaluating capital structure.
  • Design and produce regular and ad-hoc reports, and dashboards.
  • Maintain current on financing trends in target clients' markets, and communicate same to team members.
  • Lead or participate in defining the communication plan designed to positively influence or change behavior; develop tailored messaging; and identify appropriate distribution channels.
  • Oversee preparation of concise, well-reasoned credit correspondence.
  • Coordinate the preparation of lending proposals and pitches to prospective clients with efforts to maximize penetration and returns.
  • Negotiate transactions with clients and provide deal structuring expertise.
  • Oversee documentation and ongoing monitoring of asset and client performance.
  • May manage workflow of other analysts by aligning tasks with departmental goals and objectives.
  • Provide accurate financial analysis and risk assessment of new and existing customers.
  • Partner with internal stakeholders for accurate, detailed client information.
  • Develop credit information to make lending decisions on new, renewal, and extension loans.
  • Assist in negotiations of terms and conditions of all decisions made via phone and email interaction with clients.
  • Prepare summary, present facts, and offer opinions concerning credit worthiness.
  • Minimize BMO's risk exposure by adhering to internal credit policies and procedures with respect to lending decisions.
  • Provide input into the planning and implementation of operational programs.
  • Build effective relationships with internal/external stakeholders.
  • Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus.
  • Provide specialized consulting, analytical, and technical support.
  • Exercise judgment to identify, diagnose, and solve problems within given rules.
  • Work independently and regularly handle non-routine situations.
  • Broad work or accountabilities may be assigned as needed.
Qualifications

We are looking for a candidate with:

  • Typically between 5 - 7 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
  • Deep knowledge and technical proficiency gained through extensive education and business experience.
  • Verbal & written communication skills - In-depth.
  • Collaboration & team skills - In-depth.
  • Analytical and problem-solving skills - In-depth.
  • Influence skills - In-depth.
  • Data-driven decision making - In-depth.

  • Senior Credit Risk Management Officer

    2 weeks ago

    Irving, Texas, United States Wells Fargo Full time

    About the Position:Wells Fargo is in search of a Senior Credit Risk Management Officer to deliver comprehensive credit analysis to senior credit officers, Chief Risk Officers (CROs), and the Chief Credit Officer (CCO). This role is pivotal in supporting credit risk management, strategic initiatives, and capital optimization. The Senior Credit Risk Management...

  • Credit Risk Analyst

    2 days ago

    Irving, Texas, United States Citigroup Inc Full time

    Job SummaryThe Credit Risk Analyst is an entry-level position responsible for capturing and recording data related to credit exposure, obligors, and facilities in relevant credit systems in coordination with the Operations - Services team. The overall objective of this role is to maintain data quality in credit systems, monitor credit exposure, and adhere to...

  • Credit Risk Analyst

    2 weeks ago

    Irving, Texas, United States FASTENER DISTRIBUTION HOLDINGS LLC. Full time

    Job OverviewFASTENER DISTRIBUTION HOLDINGS LLC is a reputable global supply chain partner for the aerospace and defense sectors. With over 55 years of expertise, the company focuses on c-class components, which encompass hardware, electrical, chemical, and consumable products and services for international OEM and aftermarket clients. At FASTENER...

  • Credit Risk Analyst

    1 week ago

    Irving, Texas, United States FASTENER DISTRIBUTION HOLDINGS LLC. Full time

    Job OverviewFASTENER DISTRIBUTION HOLDINGS LLC is a reputable global supply chain partner for the aerospace and defense sectors. With over 55 years of expertise, the company focuses on c-class components, including hardware, electrical, chemical, and consumable products and services for international OEM and aftermarket clients. At FASTENER DISTRIBUTION...

  • Credit Risk Program Manager

    2 weeks ago

    Irving, Texas, United States Dexian Full time

    Position Title: Project/Program ManagerLocation: HybridJob Duration: 10+ Months (Potential for Extension)Overview:This position is centered on facilitating the comprehensive delivery of the Front-to-Back strategy for Credit Risk service models, with a specific focus on lending products, ensuring alignment with the Wholesale Credit Risk (WLCR) Target State...

  • Wealth Risk Credit Officer

    1 week ago

    Irving, Texas, United States Citigroup Inc Full time

    Job Title: Credit OfficerCitigroup Inc. is a leading global bank with a strong commitment to helping its employees grow and develop their careers. As a Credit Officer, you will play a critical role in supporting the Wealth Risk Management team in delivering high-quality risk management services to our clients.About the Role:As a Credit Officer, you will be...

  • Portfolio Associate

    3 days ago

    Irving, Texas, United States Citigroup Inc Full time

    About the RoleCitigroup Inc. is seeking a highly skilled Portfolio Associate to join our Risk Management team. As a key member of our Wholesale Credit Risk Management team, you will play a critical role in ensuring the bank's risk appetite is aligned with its business objectives.Key ResponsibilitiesPortfolio Monitoring: Assist in the development and...

  • Head of Wholesale Credit Risk

    2 weeks ago

    Irving, Texas, United States Wells Fargo Full time

    About this position: Wells Fargo is looking for a Senior Credit Risk Manager to oversee the surveillance of the Wholesale Credit portfolio, governance of committee processes, and activities related to risk measurement programs, credit policies, and risk rating methodologies. The Senior Credit Risk Manager will take charge of intricate data initiatives that...

  • Chief Credit Risk Strategist

    2 weeks ago

    Irving, Texas, United States Wells Fargo Full time

    About this position: Wells Fargo is looking for a Senior Credit Risk Manager to oversee the Wholesale Credit portfolio monitoring, governance committee functions, risk assessment program initiatives, credit regulations, and risk evaluation methodologies. The Senior Credit Risk Manager will take charge of intricate data projects that are cross-departmental...

  • Corporate Credit Risk Analyst

    2 days ago

    Irving, Texas, United States Citigroup Inc Full time

    Job SummaryCitigroup Inc. is seeking a highly skilled Credit Risk Senior Analyst to join our Institutional Credit Management team. As a key member of our team, you will be responsible for delivering best-in-class credit risk analysis, monitoring, and credit administration to support our wholesale lending activities.Key ResponsibilitiesCredit Risk Analysis:...

  • Senior Credit Risk Analyst

    2 weeks ago

    Irving, Texas, United States Exeter Finance Full time

    Company OverviewExeter Finance is dedicated to assisting customers in securing optimal financing solutions for their vehicle purchases. By fostering robust relationships with our clientele and dealer partners, we are able to present viable options that facilitate vehicle ownership.Position SummaryThe Credit Risk Modeling Analyst II plays a crucial role in...

  • Credit Risk Analyst

    2 weeks ago

    Irving, Texas, United States Citigroup Inc Full time

    Position Overview:The Institutional Credit Management Risk Analysis Unit (IRAUs) plays a crucial role within the Institutional Credit Management (ICM) framework. The primary objective of the IRAU is to provide top-tier credit risk evaluation, oversight, and credit administration, collaborating closely with ICM Risk and Banking, as well as Capital Markets and...

  • Senior Credit Risk Analyst

    2 weeks ago

    Irving, Texas, United States WELLS FARGO BANK Full time

    About this Role:Wells Fargo is seeking a Senior Credit Risk Specialist with an analytical mindset to support Auto Originations Analytics. Learn more about the career areas and lines of business at Wells Fargo.As a Senior Credit Risk Specialist, you will use data and analytics, along with business acumen, to derive insights, identify opportunities, and...

  • Credit Risk Analyst, Industrials Sector

    2 weeks ago

    Irving, Texas, United States Citigroup Inc Full time

    Overview:The Institutional Credit Management Risk Analysis Unit (IRAUs) plays a vital role within the Institutional Credit Management (ICM) framework. The primary objective of the IRAUs is to provide top-tier credit risk evaluation, oversight, and credit administration, aligning with ICM Risk and Banking, Capital Markets, and Advisory's (BCMA) shared...

  • Senior Credit Risk Analyst

    2 days ago

    Irving, Texas, United States WELLS FARGO BANK Full time

    About this Role:Wells Fargo is seeking a Senior Credit Risk Specialist with an analytical mindset to support Auto Originations Analytics.Key Responsibilities:Lead moderately complex initiatives and identify opportunities for risk mitigation strategies within Credit Risk.Use business acumen and analytical experience to monitor trends, perform root cause...

  • AVP, Wealth Risk Credit Officer

    4 days ago

    Irving, Texas, United States Citigroup Inc Full time

    About the RoleWe are seeking a highly skilled and experienced Credit Risk Manager to join our team at Citigroup Inc. As a key member of our Wealth Risk Management organization, you will play a critical role in providing independent challenge and oversight to the credit portfolio and broad risk-taking practices within the Wealth business.Key...

  • Senior Credit Risk Analyst

    2 weeks ago

    Irving, Texas, United States Exeter Finance Full time

    Company OverviewExeter Finance is dedicated to assisting customers in securing optimal financing solutions for their vehicle purchases. We prioritize building robust relationships with our clientele and dealer partners, enabling us to present viable options that facilitate car ownership.Role OverviewThe Credit Risk Modeling Analyst II plays a crucial role in...

  • Credit Risk Assessment Specialist

    2 weeks ago

    Irving, Texas, United States Exeter Finance Full time

    Company OverviewAt Exeter Finance, we prioritize assisting our clients in securing the ideal financing solutions for their vehicle acquisitions.By fostering robust partnerships with our clientele and dealer affiliates, we are able to present options that are both practical and beneficial, ensuring our customers can confidently drive their vehicles.Team...

  • Senior Credit Risk Analyst

    1 week ago

    Irving, Texas, United States Exeter Finance Full time

    Company OverviewAt Exeter Finance, we are dedicated to assisting clients in securing the ideal financing options for their upcoming vehicle acquisitions.By fostering robust connections with our clientele and a network of dealer partners, we can provide solutions that are practical, enabling customers to confidently drive their vehicles.Team EnvironmentEvery...

  • Wholesale Credit Risk Associate, Consumer Goods Specialist

    1 week ago

    Irving, Texas, United States 00002 Citibank, N.A. Full time

    Job SummaryCitibank, N.A. is seeking a highly skilled Wholesale Credit Risk Associate to join our Consumer Goods team. As a key member of our Institutional Credit Management organization, you will be responsible for delivering best-in-class credit risk analysis, monitoring, and credit administration.Key ResponsibilitiesAssess the credit and financial...