Financial Risk Analyst

1 week ago


GondrecourtleChâteau, Grand Est, United States MRA Recruiting Services Full time
Credit Risk Evaluator
MRA Recruiting Services
Competitive Salary and Excellent Benefits

Are you passionate about contributing to financial integrity and risk management?

As a Credit Risk Evaluator, you will conduct thorough credit evaluations, underwriting processes, and comprehensive reviews. Your role will involve assessing the creditworthiness of potential and existing borrowers, ensuring that all credit risk assessments are complete and accurate by analyzing both quantitative and qualitative factors. This includes performing financial analyses of submitted financial statements and reports, identifying key risk elements, and proposing mitigation strategies. You will also communicate your credit assessments and recommendations for review and approval by the Loan Committee.

Our Mission: MRA Recruiting Services is dedicated to providing exceptional HR solutions that empower organizations to thrive. Our core values include:
*Integrity * Collaboration * Innovation * Excellence

Key Responsibilities:
  • Conduct credit analysis, risk assessments, and underwriting reviews in alignment with organizational goals and values. This includes:
    • Evaluating the financial health of potential and current borrowers by reviewing loan applications and necessary documentation to form an initial creditworthiness assessment, highlighting both strengths and weaknesses in their financial history.
    • Engaging with borrowers to clarify questions and gather additional information needed for comprehensive assessments.
    • Preparing and presenting detailed credit evaluations and recommendations, which encompass financial statement analysis, trends, and relevant economic factors.
    • Collaborating with Business Development and Loan Committee members to discuss previously approved credits and those pending approval.
    • Drafting and processing preliminary and formal lending agreements, along with any amendments or modifications to existing terms.
    • Monitoring post-closing credits within the loan portfolio, including property insurance and collateral reviews, and assessing any changes in borrower circumstances that may affect prior evaluations.
  • Assist with additional responsibilities as required, contributing to strategic initiatives aimed at enhancing operational efficiency and customer satisfaction.
We Make it Easy

MRA Recruiting Services is a leading employer association that supports organizations by offering a wide range of HR services, resources, and educational opportunities to foster successful workplaces and a robust workforce.

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