Commercial Lending Analyst

2 weeks ago


Englewood, Colorado, United States First National_Pierre Full time
Job Overview

About Us

First National_Pierre is a family-owned financial institution dedicated to delivering outstanding service and innovative banking solutions. We pride ourselves on the relationships we foster and the positive impact we have on our communities. Our approach combines the resources of a large bank with local decision-making and community involvement, distinguishing us from other financial entities.

Our Mission

We aim to assist individuals and businesses in achieving their financial aspirations by providing a superior banking experience tailored to the needs of our community.

Core Values

  • Passion: We are driven to excel, with quality service as our top priority.
  • Commitment: We embrace accountability and work collaboratively as a team to serve our clients.
  • Leadership: We are recognized leaders in our industry, serving as a trusted resource for finance and lending.
  • Community: We take pride in supporting one another and our local communities, believing that our success is tied to that of our customers.

Position Summary

The Credit Analyst plays a crucial role in providing data-driven recommendations through the examination and analysis of customer financial documentation. This position is responsible for evaluating financial data to determine the likelihood of borrowers fulfilling their financial commitments on behalf of the bank.

Key Responsibilities

  • Perform comprehensive financial assessments of loan applications, including analysis of financial statements, tax returns, cash flow forecasts, and credit histories.
  • Assess the creditworthiness of potential borrowers based on financial metrics, industry trends, and economic factors.
  • Prepare detailed credit presentations that outline the proposed credit structure, terms, and conditions.
  • Monitor the credit risk associated with the existing portfolio by reviewing financial statements and conducting regular assessments.
  • Collaborate closely with loan officers to ensure prompt and accurate credit decisions.
  • Adhere to all credit policies and guidelines established by the institution.
  • Perform additional duties as assigned.

Qualifications

  • Bachelor's degree in Finance, Accounting, or a related field is required.
  • A minimum of 2 years of experience in credit analysis or lending is preferred.
  • Familiarity with Moody's Analytics or similar software is strongly preferred.

What We Offer

  • Competitive wage range: $33.00/hour, based on relevant experience.
  • Comprehensive Health Insurance
  • Dental and Vision Insurance
  • Paid Vacation, Sick Leave, and Holidays
  • Generous 6% 401k match
  • And additional benefits

Note: Candidates must successfully complete a pre-employment screening, including a credit history and criminal record check.

First National_Pierre is an equal opportunity employer, providing equal employment opportunities to all employees and applicants while prohibiting discrimination and harassment of any kind.



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