Healthcare Underwriter II

1 day ago


New York, New York, United States First Citizens Bank Full time
Job Summary

We are seeking a highly skilled Healthcare Underwriter II to join our team at First Citizens Bank. As a key member of our Healthcare group, you will be responsible for underwriting, analysis, and structuring recommendations for Healthcare portfolios.

Key Responsibilities
  • Underwriting: Underwrite Healthcare accounts according to applicable regulations, procedures, and guidelines. Review financial statements, communicate with clients or prospects, and perform analysis to recommend credit grades and appropriate loan structuring.
  • Analysis: Source, compile, and interpret financial data to support structuring and approval of loans. Review industry information and comparisons, key risks and mitigants, and collateral to form a general business overview of the borrower.
  • Risk Management: Identify risks through reviews, analysis, and research of new and existing Healthcare loans. Work closely with Bank associates and partners to resolve risk issues, communicating review schedule and potential changes in the Healthcare portfolio.
  • Business Support: Assist in identifying cross-sales opportunities for new and existing relationships based on analysis activities. Identify servicing information and prepare credit analysis documentation.
Requirements

To be successful in this role, you will need a Bachelor's Degree and 4 years of experience in finance or a related field. Preferred education is a Bachelor's degree in Business, Finance, or Economics, and completion of a formal credit training program is preferred.

The base pay for this position is generally between $90,000.00 and $95,000.00, with actual starting base pay determined based on skills, experience, location, and other non-discriminatory factors permitted by law.

First Citizens Bank offers a comprehensive benefits program, including customized offerings to support families, however defined. More information regarding our benefits offerings can be found here: Company Benefits.



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