Senior Commercial Credit Analyst

15 hours ago


Cincinnati, Ohio, United States General Electric Credit Union Full time
Job Title: Senior Commercial Credit Analyst

At General Electric Credit Union, we are seeking a highly skilled Senior Commercial Credit Analyst to join our team. As a Senior Commercial Credit Analyst, you will play a critical role in analyzing financial data and credit information to determine the degree of risk involved in extending credit or lending money.

Key Responsibilities:
  • Analyze and interpret financial statements, credit reports, and other relevant data to assess creditworthiness.
  • Develop and maintain relationships with business representatives to obtain financial information.
  • Generate financial ratios and other analytical tools to evaluate applicants' financial status.
  • Compare liquidity, profitability, and credit history of businesses in the same industries and geographical locations.
  • Confer with lender and other business representatives to obtain financial information.
  • Complete loan presentations and credit memos for the credit union's most complex credits.
  • Complete periodic loan and relationship review.
  • Be available to answer questions from less experienced colleagues.
  • Be aware of department policies and procedures and adhere to them.
  • Provide feedback on the credit quality of the commercial credit department to the Loan Committee.
Requirements:
  • Bachelor's degree in finance or accounting preferred.
  • 4-5 years of credit analyst experience in commercial lending.
  • Knowledge of accounting rules, regulations, policies, and procedures in the financial services industry.
What We Offer:
  • Health, Dental, and Vision insurance.
  • Life and Disability insurance options.
  • Paid Time Off starts accruing once hired and take your birthday off - paid.
  • 401k Retirement plan with up to a 10% match of your base gross compensation.
  • Tuition reimbursement opportunities & professional development.
  • Volunteer opportunities - and earn additional PTO hours.
  • On-site clinics for Vaccines and Mammograms.

We are an Equal Opportunity Employer and welcome applications from diverse candidates.



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