Senior Commercial Credit Analyst
4 weeks ago
At General Electric Credit Union, we are seeking a highly skilled Senior Commercial Credit Analyst to join our team. As a Senior Commercial Credit Analyst, you will play a critical role in analyzing financial data and credit information to determine the degree of risk involved in extending credit or lending money.
Key Responsibilities:- Analyze and interpret financial statements, credit reports, and other relevant data to assess creditworthiness.
- Develop and maintain relationships with business representatives to obtain financial information.
- Generate financial ratios and other analytical tools to evaluate applicants' financial status.
- Compare liquidity, profitability, and credit history of businesses in the same industries and geographical locations.
- Confer with lender and other business representatives to obtain financial information.
- Complete loan presentations and credit memos for the credit union's most complex credits.
- Complete periodic loan and relationship review.
- Be available to answer questions from less experienced colleagues.
- Be aware of department policies and procedures and adhere to them.
- Provide feedback on the credit quality of the commercial credit department to the Loan Committee.
- Bachelor's degree in finance or accounting preferred.
- 4-5 years of credit analyst experience in commercial lending.
- Knowledge of accounting rules, regulations, policies, and procedures in the financial services industry.
- Health, Dental, and Vision insurance.
- Life and Disability insurance options.
- Paid Time Off starts accruing once hired and take your birthday off - paid.
- 401k Retirement plan with up to a 10% match of your base gross compensation.
- Tuition reimbursement opportunities & professional development.
- Volunteer opportunities - and earn additional PTO hours.
- On-site clinics for Vaccines and Mammograms.
We are an Equal Opportunity Employer and welcome applications from diverse candidates.
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