Senior Commercial Credit Analyst

1 month ago


Cincinnati, Ohio, United States General Electric Credit Union Full time

At General Electric Credit Union, we're seeking a skilled Senior Commercial Credit Analyst to join our team. As a key member of our credit department, you'll play a critical role in analyzing financial data and credit reports to determine the degree of risk involved in extending credit or lending money. Your expertise will be essential in preparing reports and presentations for use in decision-making, and you'll work closely with lenders and other business representatives to obtain financial information. If you have a strong background in finance and accounting, and are looking for a challenging and rewarding role, we encourage you to apply.

**Key Responsibilities:**

* Analyze and interpret financial information, including tax returns, income statements, balance sheets, and credit reports
* Perform global cash flow analysis and collateral position analysis
* Confer with lenders and other business representatives to obtain financial information
* Generate financial ratios and evaluate applicants' financial status
* Compare liquidity, profitability, and credit history of businesses in the same industries and geographical locations
* Analyze financial data to determine expected profitability of loans
* Complete loan presentations and credit memos for complex credits
* Complete periodic loan and relationship review
* Provide feedback on credit quality to the Loan Committee

**Requirements:**

* Bachelor's degree in finance or accounting preferred
* 4-5 years of credit analyst experience in commercial lending
* Knowledge of accounting rules, regulations, policies, and procedures in the financial services industry

**What We Offer:**

* Competitive salary and benefits package
* Opportunities for professional development and career advancement
* Collaborative and dynamic work environment
* Recognition and rewards for outstanding performance

**About Us:**

General Electric Credit Union is a not-for-profit, member-owned financial institution headquartered in Cincinnati, Ohio. We pride ourselves on maintaining quality service, being an employee-friendly workplace, and developing our team members. If you're looking for a challenging and rewarding role in a dynamic and collaborative environment, we encourage you to apply.



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