Commercial Lines Underwriter

2 weeks ago

Clearwater, United States Frank Winston Crum Insurance Full time
FrankCrum is a Top Workplace

Frank Winston Crum Insurance (FWCI) issues Workers' Compensation and General Liability policies by offering flexible coverage and payment options to meet the varied needs of businesses. Over the years, FWCI has grown from a single-state insurance carrier to one that is licensed in 42 states and continues to expand. In addition to regional and product line growth, FWCI has enhanced its value-added services. What has not changed though is the firm's commitment - echoed throughout the family of companies - "always to do the right things for the right reasons"

Click here to learn more about FrankCrum

The Role You'll Play to Create Success

We are excited to announce our search for a full-time Commercial Lines Underwriter In this role, you will have the opportunity to impact the FrankCrum business everyday by acquiring, developing and maintaining profitable new and renewal commercial lines accounts including, but not limited to workers compensation, monoline and packaged general liability, property, Inland Marine, crime, etc. through timely evaluation of individual risks, understanding market conditions and by providing good customer services for current and prospective clients.
  1. Provides guidance and serves as mentor to new hires, Underwriting Assistants, and Junior Underwriters.
  2. Reviews beyond individual account transactions and manages assigned agents / book of business to achieve new business, renewal retention, and loss ratio objectives in support of Strategic Planning Initiatives.
  3. Reviews new business application information, including STPs for completeness including verification that the exposure submitted is covered within FWCI Underwriting Guidelines.
  4. Coordinates with internal and external representatives, agents, and their assistants to obtain complete submission information to include but not limited to gathering missing details, clarify any inconsistencies, and validation of third-party information.
  5. Assembles information, analyzes loss experience, financial conditions, and physical characteristics of risks, develops recommendations, and clearly expresses decisions using sound reasoning and judgement in accordance with FWCI Underwriting Guidelines and established rating rules and regulations. Decides whether to approve, deny, or modify insurance policies based on risk assessment and set appropriate premiums, coverage, and deductible limits.
  6. Maintains accurate and detailed records of underwriting decisions and assessments. Ensure compliance with documentation standards and procedures.
  7. Communicates effectively and respond to agent / external representatives' inquiries regarding risk eligibility, underwriting appetite, new business, renewals, endorsements, rate changes, coverages, limits of insurance, and system navigation through verbal and/or written means.
  8. Supports Business Development Team by participating in telephone, video and in person meetings with agent personnel.
  9. Collaborates with other departments, such as claims and marketing, to ensure a coordinated approach to risk management.
  10. Reviews audit underwriting alerts to determine what actions and/or adjustments, if any, must be made to the current and expired policies.
  11. Reviews Loss Control and Injury Reports that have been completed by the FWCI Risk Management Department and responds with recommendations in accordance with FWCI underwriting guidelines.
  12. Reviews existing policies during renewals and endorsements and assesses if any modifications are necessary. Adjust premiums and coverage based on changes in risk factors.
  13. Works as a problem solver and solution facilitator to address agent, internal department, client, or vendor issues.
  14. Works on a wide variety of special projects as assigned by management.


The Attributes We Seek

Keys to success in this position include possessing the working knowledge of commercial casualty underwriting practices, workers' compensation laws and costs, as well as knowledge of Independent agent and broker distribution and operations.

A minimum of three (3) years prior experience in commercial insurance to include agency and/or underwriting. Workers' Compensation and Commercial General Liability experience desired. An associate degree in Accounting, Finance, Management, Business Administration, a related field, or equivalent experience is preferred, a high school diploma or equivalent is required.

Our Competitive Benefits

Along with this great opportunity, FrankCrum also provides exceptional benefits from top carriers including:
  • Health Insurance is zero dollar paycheck cost for employee's coverage and only two-hundred-twenty-five dollars a month for family
  • Dental and Vision Insurance
  • Short Term Disability and Term Life Insurance at no cost to the employee
  • Long Term Disability and Voluntary Term Life Insurance
  • Supplemental insurance plans such as Accidental, Critical Illness, Hospital Indemnity, Legal Services and Pet Insurance
  • 401(k) Retirement Plan where FrankCrum matches 100% of the first 4% the employee contributes, and the employee is immediately vested in the employer match
  • Employee Assistance Program at no cost to the employee
  • Flexible Spending Accounts for Medical and Dependent Care Reimbursement
  • Health Savings Account funded by FrankCrum
  • Paid time off and holiday pay
  • Education reimbursement up to five thousand two hundred fifty dollars tax free per calendar year
  • PTO cash out
  • Tickets at Work
  • Access to the Corporate America Family Credit Union
  • Employee and client referral bonus programs
  • Paid volunteer time


What's Special About FrankCrum

FrankCrum, a family-owned business-to-business entity since 1981 made of several companies: FrankCrum Corporate (a professional employer organization), FrankCrum Staffing, Frank Winston Crum Insurance Company, and the FrankCrum Insurance Agency - all based in Clearwater, Florida. This "family of employer solutions" employs approximately 400 people who serve over 4,000 clients throughout the United States. FrankCrum employees are trained to deliver high value through exceptional customer service and treat clients and coworkers like family. By living by our Brand Pillars (Integrity, Affinity, and Prosperity) employees are recognized at quarterly events for exceptional customer service and milestones in tenure.

The FrankCrum headquarters spans 14 acres and includes a cafe, subsidized for employees. Menus include made-to-order breakfast, hot lunch options and even dinners that can be ordered to-go, all at very affordable prices. The cafe also plays host to monthly birthday and anniversary celebrations, eating and costume contests, and yearly holiday parties. Through the input of its own employees, The Tampa Bay Times has recognized FrankCrum as a Top Place to Work for more than 10 years in a row FrankCrum also supports several community efforts through Trinity Caf, the Homeless Empowerment Program, and Clearwater Free Clinic

If you want to play this role to positively impact our client's day-to-day business, then apply now

FrankCrum is an Equal Opportunity Employer that does not discriminate on the basis of actual or perceived race, color, creed, religion, national origin, ancestry, citizenship status, age, sex or gender (including pregnancy, childbirth and pregnancy-related conditions), gender identity or expression (including transgender status), sexual orientation, marital status, military service and veteran status, physical or mental disability, genetic information, or any other characteristic protected by applicable federal, state or local laws and ordinances.

  • Commercial Lines Underwriter

    3 weeks ago

    Clearwater, United States Frank Winston Crum Insurance Full time

    Job DescriptionJob DescriptionFrankCrum is a Top Workplace!Frank Winston Crum Insurance (FWCI) issues Workers’ Compensation and General Liability policies by offering flexible coverage and payment options to meet the varied needs of businesses. Over the years, FWCI has grown from a single-state insurance carrier to one that is licensed in 42 states and...

  • Commercial Lines Underwriting Coordinator

    2 weeks ago

    Clearwater, Florida, United States Frank Winston Crum Insurance Full time

    Position OverviewJoin Our Team at Frank Winston Crum InsuranceAt Frank Winston Crum Insurance (FWCI), we specialize in providing Workers' Compensation and General Liability policies tailored to the diverse needs of businesses. With a presence in 42 states, we are committed to delivering flexible coverage and payment options while enhancing our value-added...

  • Commercial Lines Underwriting Associate

    1 week ago

    Clearwater, United States Frank Winston Crum Insurance Full time

    About Frank Winston Crum Insurance Frank Winston Crum Insurance (FWCI) is a leading provider of Workers' Compensation and General Liability insurance, offering adaptable coverage and payment solutions tailored to the diverse needs of businesses. Over the years, FWCI has expanded from a single-state insurance provider to one licensed in 42 states,...

  • Commercial Lines Underwriting Coordinator

    6 days ago

    Clearwater, United States Frank Winston Crum Insurance Full time

    About FrankCrum Frank Winston Crum Insurance (FWCI) is a recognized leader in providing Workers' Compensation and General Liability insurance solutions. With a commitment to flexible coverage options and payment plans, we cater to the diverse needs of businesses across 42 states. Our growth has been complemented by an enhancement of value-added services, all...

  • Commercial Lines Underwriting Associate

    1 week ago

    Clearwater, United States Frank Winston Crum Insurance Full time

    About FrankCrum Frank Winston Crum Insurance (FWCI) is a distinguished provider of Workers' Compensation and General Liability insurance, dedicated to delivering adaptable coverage and payment solutions tailored to the diverse requirements of businesses. Over the years, FWCI has expanded its reach from a single-state carrier to a licensed insurer in 42...

  • Commercial Lines Underwriter

    21 hours ago

    Clearwater, United States Frank Winston Crum Insurance Full time

    About the RoleWe are seeking a highly skilled Commercial Lines Underwriter to join our team at Frank Winston Crum Insurance. As a Commercial Lines Underwriter, you will play a critical role in evaluating and managing risk for our clients, ensuring that their business operations are protected and compliant with industry regulations.Key ResponsibilitiesRisk...

  • Commercial Lines Underwriting Assistant

    1 month ago

    Clearwater, United States Frank Winston Crum Insurance Full time

    Job DescriptionJob DescriptionFrankCrum is a Top Workplace!Frank Winston Crum Insurance (FWCI) issues Workers’ Compensation and General Liability policies by offering flexible coverage and payment options to meet the varied needs of businesses. Over the years, FWCI has grown from a single-state insurance carrier to one that is licensed in 42 states and...

  • Commercial Lines Underwriting Assistant

    3 weeks ago

    Clearwater, United States Frank Winston Crum Insurance Full time

    FrankCrum is a Top Workplace! Frank Winston Crum Insurance (FWCI) issues Workers' Compensation and General Liability policies by offering flexible coverage and payment options to meet the varied needs of businesses. Over the years, FWCI has grown from a single-state insurance carrier to one that is licensed in 42 states and continues to expand. In addition...

  • Commercial Lines Insurance Analyst

    2 weeks ago

    Clearwater, Florida, United States Frank Winston Crum Insurance Full time

    Become a Key Player as a Commercial Lines Insurance Analyst at FrankCrumFrankCrum: A Recognized Leader in the IndustryJoin FrankCrum, a company that has successfully adapted over the years to provide comprehensive Workers' Compensation and General Liability insurance across numerous states. Our commitment to integrity and excellence drives everything we...

  • Commercial Lines Product Analyst

    3 months ago

    Clearwater, United States Frank Winston Crum Insurance Full time

    Job DescriptionJob DescriptionFrankCrum is a Top Workplace!Frank Winston Crum Insurance (FWCI) issues Workers' Compensation and General Liability policies by offering flexible coverage and payment options to meet the varied needs of businesses. Over the years, FWCI has grown from a single-state, single product insurance carrier to one that is licensed...

  • Underwriter

    2 hours ago

    Clearwater, United States US032 Victor Insurance Managers LLC Full time

    Description: Position Summary: A service centric role where you will be expected to apply commercial insurance knowledge and analytical skills to support agents and colleagues in administering insurance quotes, policies, and post bind policy activities. What can you expect? Reviews, analyzes, and services new and existing commercial insurance...

  • Commercial Lines Account Manager

    20 hours ago

    Clearwater, United States Criterion Executive Search Full time

    Job DescriptionOur client, a well-respected Independent Insurance Agency, is seeking a seasoned Commercial Account Manager to join their team. As a key member of the agency, you will be responsible for servicing new and renewal commercial accounts, including marketing, rounding out, and cross-selling.We are seeking a team player with a 220 insurance license...

  • Account Manager Commercial Lines ; Clearwater, FL

    3 months ago

    Clearwater, United States Criterion Executive Search Full time

    Job DescriptionJob DescriptionOur client is a well-respected Independent Insurance Agency in Clearwater, FL is seeking a 4-7+ year Commercial Account Manager. We are seeking a team player with a 220 insurance license, 4-7+ years of commercial lines experience working for an independent agencyUnderstanding of commercial lines coverage working small to mid...

  • Commercial Insurance Account Executive

    20 hours ago

    Clearwater, Florida, United States Single Source Insurance Inc Full time

    Job DescriptionAt Single Source Insurance Inc, we are seeking a highly skilled and experienced Commercial Insurance Account Executive to join our team. As a key member of our commercial department, you will be responsible for providing exceptional service to our agency clients, ensuring they receive comprehensive insurance offerings and reviews of existing...

  • Commercial Lines Account Manager

    3 months ago

    Clearwater, United States Palm Insurance Management, LLC Full time

    Job DescriptionJob DescriptionDescription:About Palm Insurance Management:Palm Insurance Management is a dynamic and growing independent insurance agency headquartered in Clearwater, FL. We are committed to providing exceptional service to our clients and fostering a collaborative and rewarding team environment!Position Overview:We are seeking a Commercial...

  • Commercial Insurance Account Manager

    6 days ago

    Clearwater, Florida, United States Single Source Insurance Inc Full time

    Commercial Insurance Account Manager Job OverviewThe Commercial Insurance Account Manager will engage directly with agency clients to deliver exceptional service, a wide range of insurance solutions, and meticulous policy evaluations.Key Responsibilities:Handle incoming and outgoing communications with agency clients regarding policy mattersQuickly adapt to...

  • Commercial Insurance Account Executive

    2 months ago

    Clearwater, United States Single Source Insurance Inc Full time

    Job DescriptionJob DescriptionSummary/Objective The Commercial Account Representative will work directly with agency clients ensuring they receive excellent service, comprehensive insurance offerings and through reviews of existing policies.  Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the...

  • Commercial Insurance Professional

    3 days ago

    Clearwater, United States FrankCrum Full time

    About the RoleWe are seeking a highly skilled and experienced Commercial Insurance Professional to join our team at FrankCrum. As an Insurance Account Manager, you will play a critical role in the day-to-day management of our mid-sized to largest and most complex client accounts.Key ResponsibilitiesBuild and maintain strong business relationships with...

  • Commercial Insurance Account Manager

    1 week ago

    Clearwater, Florida, United States Single Source Insurance Inc Full time

    Position OverviewWe are seeking a dedicated and knowledgeable Commercial Insurance Account Executive to become an integral part of our organization. In this pivotal role, you will be responsible for delivering exceptional service to our clients while ensuring their insurance requirements are addressed thoroughly and effectively.Employee Benefits:401(k) plan...

  • Commercial Insurance Sales Executive

    2 weeks ago

    Clearwater, Florida, United States Single Source Insurance Inc Full time

    Position OverviewWe are in search of a dedicated and knowledgeable Commercial Insurance Account Executive to enhance our operations at Single Source Insurance Inc. In this pivotal role, you will be instrumental in delivering exceptional service to our clientele while ensuring their insurance requirements are addressed thoroughly and effectively.Benefits...