Business Development Officer

2 weeks ago

Charlotte, United States First Citizens Bank Full time
Overview:

This position is responsible for driving revenue growth through the acquisition and expansion of banking relationships. This will be accomplished by effectively implementing a business development plan to meet monthly production goals and financial growth objectives. Prospecting and customer engagement activities include developing and maintaining an active prospect list, customer outreach plan and quality referral sources. This position works with local and remote sales teams to build and manage total financial relationships.

Responsibilities:
  • Sales - Achieve individual and/or team financial, production and relationship results relative to the specific metrics and goals assigned. Sales results should align with the needs of the community and ultimately support the organizational commitment to diverse lending. Engage with customers, prospects and referral sources through proactive outreach. When appropriate, represents the Bank in the community by attending and participating in civic and community events for the purpose of generating additional business and identifying potential CRA opportunities for the Bank. Engage in sales practices that are aligned to create value for both the customer and the bank. Appropriate partnering, planning and preparation occurs to ensure conversations provide the relevant financial guidance needed to drive informed decisions.
  • Service Standards - Foster collaborative partnerships that deliver value for customers, prospects and colleagues. Initiate conversation to uncover sales or referral opportunities. Listen attentively and ask insightful questions to understand customer needs and preferences; and take prompt actions to address immediate needs. Proactively look for way to optimize performance by seeking coaching, supporting Bank initiatives and leveraging tools to enhance activities.
  • Operations and Administration - Comply with all regulations, bank policies, procedures and delegated authorities to manage risk related to credit, operational, reputational, regulatory and legal aspects of personal interactions, customer transactions and financial exposures. Complete required training by established deadlines. Perform general office management duties as assigned to ensure operational efficiency. Associates in roles defined to take deposits are accountable for transaction accuracy and operational efficiency of that function. The results may include an accountability for individual contribution as well as team performance.
Qualifications:
  • Bachelor's Degree and 4 years of experience in Financial services sales and business development OR High School Diploma or GED and 8 years of experience in Financial services sales and business development
  • License or Certification Type: Must possess a valid driver's license. Position requires frequent driving to other offices, bank customers, etc. Bank car not provided. Required
  • Skill(s): Application of a structured sales process, Providing financial guidance and expertise, Financial literacy, Knowledge of retail banking products and services, Business development, Networking and building centers of influence, Financial analysis

First Citizens benefits programs are designed to meet our Associates where they are in life.  Full-time associates (20+ hours) are offered a comprehensive benefits program, with customized offerings, including those designed to support families, however defined.  More information regarding our benefits offerings can be found here: 

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