Credit Manager

3 months ago

Charlotte, United States RimTyme Full time

RimTyme is currently seeking a dedicated and experienced Credit Manager to join our team. As a Credit Manager, you will be responsible for overseeing the credit and collections process, managing customer accounts, and ensuring compliance with company credit policies. Your primary focus will be on evaluating creditworthiness, minimizing bad debt exposure, and maintaining positive relationships with customers. This position offers a competitive salary with bonus pay, along with a comprehensive benefits package, including PTO, health insurance, dental insurance, vision insurance, 401K with matching, employee discount, and a referral program.

Responsibilities:


  2. Credit Evaluation: Assess the creditworthiness of new and existing customers by analyzing financial data, credit reports, and payment history to determine credit limits and terms.
  3. Credit Policies: Develop and enforce credit policies and procedures in accordance with company guidelines and industry best practices to minimize risk and bad debt exposure.
  4. Collections Management: Oversee the collections process, including monitoring customer accounts, contacting delinquent customers, and implementing appropriate actions to recover outstanding debts.
  5. Customer Relationships: Build and maintain positive relationships with customers, providing exceptional customer service and addressing inquiries or concerns related to credit and collections.
  6. Credit Analysis and Reporting: Conduct ongoing credit analysis, evaluate credit trends, and generate reports for management, providing insights and recommendations to improve credit management strategies.
  7. Compliance: Ensure compliance with applicable laws and regulations, such as the Fair Credit Reporting Act (FCRA) and debt collection practices, while adhering to company policies and guidelines.
  8. Team Collaboration: Collaborate with cross-functional teams, such as sales, customer service, and finance, to ensure effective credit management processes and resolve any customer-related issues promptly.
  9. Training and Development: Provide training and guidance to staff members involved in the credit and collections process, ensuring their adherence to policies and fostering their professional growth.

Qualifications:

  • Bachelor's degree in finance, accounting, or a related field (preferred)
  • Proven experience in credit management, collections, or related roles, with a minimum of 3-5 years of experience
  • Strong knowledge of credit and collections principles, including credit evaluation, risk assessment, and debt recovery strategies
  • Familiarity with relevant laws and regulations, such as the Fair Credit Reporting Act (FCRA)
  • Excellent analytical and problem-solving skills, with the ability to make sound decisions based on financial data and creditworthiness assessments
  • Strong negotiation and communication skills, with the ability to effectively communicate credit decisions and resolve customer inquiries or disputes
  • Proficiency in using credit management software and financial analysis tools
  • Attention to detail and ability to manage multiple priorities in a fast-paced environment
  • Team player with strong interpersonal skills and the ability to collaborate with cross-functional teams

Pay and Benefits:

  • Competitive salary with bonus pay based on individual and company performance
  • Paid time off (PTO) for vacation, personal, and sick days
  • Comprehensive health insurance, including medical, dental, and vision coverage
  • 401K retirement plan with matching contributions
  • Employee discount on RimTyme products and services
  • Referral program with incentives for referring qualified candidates

Join RimTyme's dedicated team as a Credit Manager and contribute to the efficient credit management processes, while ensuring compliance and maintaining positive customer relationships. Apply today to take advantage of the competitive pay, comprehensive benefits, and exciting opportunities for professional growth and development.

START A CAREER AT RIMTYME
Join our team of automotive experts in the custom wheel industry
RimTyme is always looking for talented people to join our team. If you are enthusiastic and like a fast pace atmosphere that offers excellent opportunities, then RimTyme is the right place for you. Our career opportunities include: Account Collections, Sales Representatives, Tire Technicians, Assistant Managers and Store Managers.

  • Senior Credit Analyst

    4 weeks ago

    Charlotte, United States COMMERCIAL CREDIT GROUP Full time

    Job DescriptionJob DescriptionSenior Credit AnalystCharlotte, NCCommercial Credit Group Inc (CCG) is an independent national commercial equipment finance and leasing company focused on purchase money and refinance transactions in the construction, fleet transportation, waste/environmental and machine tool industries. CCG does equipment financing different...

  • Senior Credit Analyst

    2 weeks ago

    Charlotte, United States COMMERCIAL CREDIT GROUP Full time

    Job DescriptionJob DescriptionSenior Credit AnalystCharlotte, NCCommercial Credit Group Inc (CCG) is an independent national commercial equipment finance and leasing company focused on purchase money and refinance transactions in the construction, fleet transportation, waste/environmental and machine tool industries. CCG does equipment financing different...

  • Commercial Credit Manager

    1 week ago

    Charlotte, North Carolina, United States HomeTrust Bank Full time

    Senior Credit Officer Job DescriptionHomeTrust Bank is seeking a highly skilled Senior Credit Officer to join our team. As a Senior Credit Officer, you will play a critical role in meeting the bank's loan growth objectives while maintaining a strong risk management culture.Key Responsibilities:Make informed decisions on commercial banking credits and advance...

  • Regional Credit Manager

    2 months ago

    Charlotte, United States Watsco Full time

    Job Description The Regional Credit Manager (RCM) is to support sales efforts by maximizing customer profitability while minimizing the risk of accounts receivable (A/R) loss. The RCM will be responsible for providing credit risk analysis for the assigned region of CE total Customer Credit Portfolio. Key responsibilities include identifying, gathering,...

  • Credit and Collections Manager

    2 weeks ago

    Charlotte, North Carolina, United States Jobot Full time

    Dynamic Family-Owned Business | Competitive Salary & Benefits | Career Growth OpportunitiesAbout Us:We are a thriving family-owned enterprise with a legacy of over 60 years in managing and owning multifamily housing across various states. Our commitment to exceptional customer service is the cornerstone of our success, supported by a dedicated workforce of...

  • Credit and Collections Manager

    1 week ago

    Charlotte, North Carolina, United States Jobot Full time

    Dynamic Family-Owned Business | Competitive Salary & Benefits | Growth OpportunitiesAbout Us:We are a thriving family-owned enterprise with a rich history of over 60 years in managing and owning multifamily residential properties across various states. Our commitment to exceptional customer service is the cornerstone of our success, supported by a dedicated...

  • Credit and Collections Manager

    1 week ago

    Charlotte, North Carolina, United States Jobot Full time

    Thriving Family-Owned Business | Competitive Salary & Benefits | Career Growth OpportunitiesAbout Us:We are a family-owned enterprise with a legacy of over 60 years in managing and owning apartment communities across multiple states. Our commitment to providing an outstanding customer experience is the cornerstone of our success, supported by a dedicated...

  • Credit and Collections Manager

    2 weeks ago

    Charlotte, North Carolina, United States Jobot Full time

    Thriving Family-Owned Business | Competitive Salary & Benefits | Career Growth OpportunitiesAbout Us:We are a family-owned enterprise with a rich history of over 60 years in managing and owning multifamily housing across various states. Our commitment to exceptional customer service is the cornerstone of our success, supported by a dedicated team of over 600...

  • Credit Risk Administration Manager

    2 months ago

    Charlotte, North Carolina, United States Truist Financial Corporation Full time

    The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need...

  • Credit Risk Administration Manager

    1 month ago

    Charlotte, North Carolina, United States Truist Full time

    The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need...

  • Senior Credit Operations Manager

    2 weeks ago

    Charlotte, North Carolina, United States RimTyme Full time

    Position Overview:RimTyme is in search of a seasoned Senior Credit Operations Manager to enhance our team. This role entails the assessment of creditworthiness, oversight of customer accounts, and adherence to established credit protocols. We offer a competitive salary, performance bonuses, and a robust benefits package.Key Responsibilities:Credit...

  • Senior Credit Risk Manager

    6 days ago

    Charlotte, North Carolina, United States Bank of America Full time

    Job SummaryWe are seeking a highly skilled Senior Credit Risk Manager to join our Global Markets Credit team at Bank of America. As a key member of our team, you will be responsible for analyzing and evaluating credit risk associated with structured financing transactions and counterparty risk.Key ResponsibilitiesAssist in the credit underwriting and ongoing...

  • Senior Credit Relationship Manager

    2 weeks ago

    Charlotte, North Carolina, United States Bank of America Full time

    Job Overview: At Bank of America, our mission is to enhance financial well-being through meaningful connections. We prioritize Responsible Growth, ensuring we meet the needs of our clients, colleagues, communities, and shareholders consistently. Creating a supportive work environment is essential to our success, and we are committed to fostering diversity...

  • Wealth Credit Portfolio Manager

    2 months ago

    Charlotte, United States Truist Financial Corporation Full time

    Underwrites commercial credit exposure for the most complex and largest credit relationships for the Wealth Medical Specialty and Legal Specialty groups. Oversees sound portfolio management activities on assigned loan portfolio and identifies emergin Portfolio Manager, Wealth, Portfolio, Manager, Credit, Management, Banking, Business Services

  • Manager of Commercial Credit Operations

    2 weeks ago

    Charlotte, North Carolina, United States Bank of America Full time

    Manager of Commercial Credit OperationsLocation: Charlotte, North CarolinaJob Overview:At Bank of America, our mission is to enhance financial well-being through meaningful connections. We prioritize Responsible Growth, ensuring that we deliver exceptional service to our clients, teammates, communities, and shareholders consistently.We are committed to...

  • Manager of Commercial Credit Operations

    2 weeks ago

    Charlotte, North Carolina, United States Bank of America Full time

    Job Overview: At Bank of America, we are committed to enhancing financial lives through meaningful connections. Our approach to Responsible Growth is reflected in our dedication to our clients, teammates, communities, and shareholders every day. We strive to create a diverse and inclusive workplace, welcoming individuals from various backgrounds and...

  • Wealth Credit Portfolio Manager

    1 month ago

    Charlotte, United States Truist Financial Full time

    The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need...

  • Credit Review Senior Portfolio Manager

    1 week ago

    Charlotte, United States Bank of America Full time

    Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities, and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for...

  • Senior Growth Marketing Manager

    1 month ago

    Charlotte, United States Credit Karma Full time

    Intuit Credit Karma is a mission-driven company, focused on championing financial progress for our more than 130 million members globally. While we're best known for pioneering free credit scores, our members turn to us for everything related to their financial goals, including identity monitoring, applying for credit cards, shopping for insurance and loans...

  • Senior Growth Marketing Manager

    1 month ago

    Charlotte, United States Credit Karma Full time

    Intuit Credit Karma is a mission-driven company, focused on championing financial progress for our more than 130 million members globally. While we're best known for pioneering free credit scores, our members turn to us for everything related to their financial goals, including identity monitoring, applying for credit cards, shopping for insurance and loans...