SBA Business Development Officer
2 weeks ago
The SBA Business Development Officer is responsible for generating SBA loans, cross-selling deposit products, and referring other lines of business to support the organization's production goals.
Essential Functions:Originate compliant SBA loans that adhere to current SBA SOP requirements and organizational policies.
Conduct interviews with loan customers and gather required information for loan applications.
Analyze applicants' financial status, credit, and property evaluations to determine loan feasibility.
Collaborate with credit analysts to prepare loan approval memorandums, addressing underwriting and application questions with applicants.
Present approval recommendations to senior management and loan committees.
Coordinate with packagers and closers to facilitate efficient loan closings, ensuring all conditions of approval are met.
Participate in training and professional development to enhance individual performance.
Engage in community and civic activities to develop a positive public perception and assess community credit needs.
Perform additional duties as assigned.
Self-motivated and team-oriented.
Highly responsive and customer service-focused.
Strong attention to detail and organizational skills.
High ethical standards.
Advanced technical proficiency.
Excellent written and oral communication skills.
Bachelor's degree in Accounting, Finance, or a related field (preferred).
Minimum of five years of experience with SBA or USDA loans.
At least five years of experience in branch operations, loan production, or credit administration (preferred).
Proven ability to cross-sell banking products with a focus on relationship building.
Proficient in Microsoft Office applications.
Familiarity with systems such as Fiserv and Enact, as well as other banking programs.
Duties, responsibilities, and activities may change at any time without notice. This job description does not constitute an employment contract, implied or otherwise.
This organization is an Equal Opportunity Employer.
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SBA Business Development Officer
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