Commercial Underwriting Expert

7 days ago


Charleston, West Virginia, United States First Citizens Bank Full time
Job Summary:

This role is an exciting opportunity to join our team as a Commercial Underwriting Expert. We are seeking an experienced underwriter to support our commercial lending team in underwriting complex credit actions.

About the Role:

The Commercial Underwriting Expert will be responsible for reviewing financial statements, communicating with clients or prospects, and performing analysis to recommend borrower risk ratings and appropriate loan structuring. The ideal candidate will have strong analytical skills, excellent communication skills, and experience in commercial underwriting.

Responsibilities:
  • Underwrite commercial credit actions according to applicable regulations, procedures, and guidelines.
  • Review financial statements, communicate with clients or prospects, and perform analysis to recommend borrower risk ratings and appropriate loan structuring.
  • Ensure all involved parties are updated on underwriting progress and outcome.
Requirements:

To be successful in this role, you will need:

  • Bachelor's Degree in Business Administration, Finance, Accounting, or Economics.
  • 4 years of experience in Commercial Underwriting in C&I and Medical, Credit Analysis, financial statement spreading, preparation of projections, and trailing twelve month analysis.
What We Offer:

We offer a competitive salary of $70,000 - $90,000 per year, depending on experience, and a comprehensive benefits program designed to meet our associates where they are in life. This includes customized offerings, including those designed to support families, however defined. Our team culture values collaboration, innovation, and continuous learning.

Estimated Salary: $80,000, based on location and experience.



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