Business Development Manager

7 days ago

Rogers, Arkansas, United States MRISpokane Full time
Job Title: Commercial Relationship Manager

About the Role: We are seeking a skilled Commercial Relationship Manager to join our team at MRISpokane. This role is responsible for developing, retaining, and growing commercial business relationships. The successful candidate will have a strong understanding of banking operations, excellent communication skills, and the ability to work effectively with minimal supervision.

About You: To be considered for this role, you will need to have a minimum of three years of relationship management experience, preferably in commercial or small business customers. A bachelor's degree and a strong credit background are also essential. Additionally, you should possess excellent communication skills, including the ability to listen attentively and intuitively, with high comprehension and effectively convey a response that promotes a positive impression.

Key Responsibilities:
  • Conduct client/prospect development on a daily or weekly basis depending on client availability.
  • Builds knowledge of all clients and prospects by completing in-depth profiling of commercial business owners and other principals.
  • Understands the needs of their customers, recommends the appropriate product, service or solution.
  • Work closely with all areas of the bank and other partners to understand all commercial clients (and business owner(s)) needs
  • Consults with clients to understand the client's objectives, effectively identifies their financial needs, promotes and implements appropriate financial solutions
  • Work closely with the Treasury Management team to ensure that commercial customers/prospects needs are properly matched with the appropriate depository, cash management, and investment needs.
  • Provides an exceptional level of customer service for the client by handling requests directly and/or by referring to the appropriate channel to best meet the customer's needs.
  • Proactively solicits new business relationships
  • Collects and analyzes financial and related data to determine the general creditworthiness of commercial customer/prospects and the merits of specific credit requests.
  • Ability to understand and analyze financial statements, tax returns and other financial documents and to make accurate credit decisions.
  • Thorough understanding of banking operations including all products and tools necessary for serving and maintaining commercial customer client relationships.
  • Develop information for and make loan presentations to appropriate loan committees when required.
  • Establish and negotiate, when necessary, terms under which credit will be extended.
  • Monitor loan repayment activities and take necessary action to collect from past due accounts.
  • Participate in community affairs to increase bank's visibility and enhance new business opportunities.
  • Promotes a positive spirit by contributing to balancing team and individual responsibilities.
Salary:$63,500 - $83,000 per annum, depending on experience.

This role offers a competitive salary, benefits package, and career growth opportunities. If you are a motivated and experienced professional looking to take your career to the next level, we encourage you to apply.

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