Financial Credit Analyst

2 weeks ago


Chandler, Arizona, United States Toyota Full time
Are you ready to advance your career with Toyota?

At Toyota, we prioritize the growth of our talented employees and strive to promote from within whenever possible. If you believe this position aligns with your career goals, we encourage you to consider this opportunity.

Our success is driven by our people.

Please note that Toyota does not provide sponsorship for employment-based visas or any other work authorization for this role at this time.

Position Overview

Toyota's Western Region is seeking a dedicated and enthusiastic Credit Analyst.

The main duty of this position is to assess and make decisions regarding the approval, conditioning, and denial of retail and lease credit applications submitted by automotive dealerships.

Reporting to the Credit Supervisor, this role will support the objectives of Toyota Financial Services (TFS) and deliver exceptional service to our dealer partners, fostering and maintaining strong relationships with dealership staff.

Key Responsibilities

  • Ensure decision callback times meet or fall below established benchmarks.
  • Evaluate and negotiate credit deals as necessary to uphold purchase quality within set guidelines.
  • Inform management of any issues or irregularities related to retail, lease, or wholesale financing, breaches of trust, or other violations of TMCC policies.
  • Monitor dealer trends and identify and report any adverse issues.
  • Collaborate with Credit Investigation as required.

Qualifications

  • Relevant experience in automotive retail and/or wholesale financing.
  • Experience in retail credit, collections, dealership financial statements, or wholesale financing.
  • Strong attention to detail and excellent organizational skills.
  • Outstanding analytical, verbal, and written communication abilities.
  • Proficient in Microsoft Office applications.
  • Willingness to work a flexible schedule, including rotating shifts from 8am to 8pm and every other Saturday.
  • Availability for overtime during holidays and Sundays as needed.
  • Ability to work in a hybrid environment, alternating between the office and home as scheduled.

Preferred Qualifications

  • A Bachelor's degree is highly preferred.

What We Offer

During the interview process, our team will share details about our industry-leading benefits and career development opportunities. Highlights include:

  • A collaborative work environment built on teamwork, flexibility, and respect.
  • Professional growth and development programs to advance your career, along with tuition reimbursement.
  • Team Member Vehicle Purchase Discount.
  • Comprehensive health care and wellness plans for your entire family.
  • Flexible work options, including virtual work where applicable.
  • 401(k) Savings Plan with company match and annual retirement contributions from Toyota.
  • Paid holidays and vacation time.
  • Referral services for prenatal services, adoption, childcare, and education.
  • Tax-advantaged accounts (Health Savings Account, Health Care FSA, Dependent Care FSA).


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