VP, Commercial Loan Portfolio Manager

4 days ago


Anaheim, California, United States Enterprise Bank & Trust Full time
Job Summary

We are seeking a highly skilled Commercial Loan Portfolio Manager to join our team at Enterprise Bank & Trust. As a key member of our Commercial Banking team, you will be responsible for the proactive management of a commercial loan portfolio and related commercial deposit accounts.

Key Responsibilities
  1. Client Relationship Management
  • Assist clients and Relationship Managers as the primary client contact on daily account activity by solving complex customer questions and, as necessary, assisting with daily transactions in a timely manner.
  • Maintain and help solidify existing relationships with proactive calling activity and identifying bank products to deepen the client relationship while providing superior client service.
Loan Renewal Process
  • Coordinate the loan renewal process by working with the Relationship Managers, Underwriters, and others within the Credit Administration team.
Credit Analysis and Risk Management
  • Assist the Relationship Manager team with timely and accurate completion of new commercial credit pre-screen presentations, including analysis of appropriate data per credit policy, bank procedures, and regulatory requirements.
  • Oversee loan documentation process to ensure the team's loan documents are consistent with credit approvals and are accurately prepared, including appropriate signatures, disclosures, and credit authority.
  • Monitor compliance with loan agreements by working with the Relationship Managers and Clients to ensure timely receipt and review of financials for covenant compliance and other loan agreement conditions.
Reporting and Compliance
  • Work closely with Credit Administration to report on loan activities related to past dues, documentation, collateral exceptions, and financial performance updates for all clients.
Marketing and Outreach
  • Along with the Relationship Manager, reinforce the application of a proactive outreach and marketing strategy with centers of influence and other industry leaders.
Requirements
  1. Education and Experience
  • Bachelor's degree (B.S.) from a four-year college or university.
  • Five to ten years related experience and training in Commercial and/or Business Banking.
Skills and Qualifications
  • Superb people skills to work within a team environment and successfully develop and retain client relationships.
  • Proven ability to identify other client service needs, including loans, deposits, and treasury management services.
  • Self-motivated to work independently and take ownership.
  • Effective time management and organizational skills to prioritize multiple tasks within a day.
  • Demonstrated skills in commercial credit underwriting and portfolio management for small-to-mid-sized companies.
  • Superior analytical and decision-making skills based on a thoughtful assessment of risk.
  • Strong working knowledge of regulations, compliance standards, market trends, and products relating to the banking industry.
Compensation

Salary Range: $124,586 - $186,879



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