Mortgage Specialist

2 weeks ago


Middlebury village, Vermont, United States Waterbury Ct Teachers Federal Credit Union Full time
Job Overview

Mortgage Specialist

Are you an innovative thinker with a knack for problem-solving and a collaborative spirit? If you are seeking a role that allows you to explore your interests while shaping your career path, then the Waterbury CT Teachers Federal Credit Union could be the ideal fit for you.

At Waterbury CT Teachers Federal Credit Union (WCTFCU), we pride ourselves on providing a supportive work environment that promotes a healthy work-life balance. We offer competitive compensation, along with a range of benefits including paid time off for personal, vacation, and sick days, as well as holiday pay. Our 401(k) plan features a generous 6% match, and we provide comprehensive health, dental, and vision insurance, along with opportunities for professional development.

KEY RESPONSIBILITIES include, but are not limited to:

  • Responding to member inquiries regarding various loan products and services.
  • Demonstrating a thorough understanding of all loan offerings and underwriting standards, while clearly explaining available loan programs and options to members.
  • Maintaining a strong knowledge of additional credit union products and services to effectively recommend and cross-sell based on member needs. Conducting interviews to assess borrowing requirements and suggesting suitable lending products.
  • Ordering and analyzing credit reports to accurately assess credit risk and determine applicable rates, while identifying other financing needs or products that may benefit our members. Providing timely responses to members regarding loan approvals or denials.
  • Preparing necessary documentation for loan closings and overseeing all aspects of the closing process, including scheduling and document preparation.
  • Maintaining organized loan files within our database to facilitate the generation of management reports and performing necessary file maintenance.
  • Complying with the Credit Union's Bank Secrecy Act policies and procedures.

QUALIFICATIONS

  • Associate's degree or equivalent work experience will be considered.
  • Exceptional interpersonal skills, with a commitment to confidentiality and discretion, requiring diplomacy and tact in all communications.
  • Self-motivated, highly organized, and capable of prioritizing multiple tasks effectively.
  • A results-oriented mindset with strong analytical and judgment capabilities.
  • A positive attitude and a genuine desire to work collaboratively within a team environment.

COMPENSATION AND BENEFITS

  • Comprehensive benefits package including 401(k), paid holidays, vacation, and more.
  • Attractive incentive program.
  • Hourly wage range of $24.62 to $36.93.


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