Senior Credit Analyst

2 weeks ago


Schaumburg, Illinois, United States Huntington Bancshares, Inc. Full time

Resumen:
El Analista de Crédito Senior - IF es responsable de evaluar y supervisar la solvencia crediticia de los clientes y cuentas asignadas, así como de recomendar y/o aprobar créditos dentro de las pautas establecidas.

Esto incluye el análisis de estados financieros y la realización de análisis de ratios y tendencias para determinar la elegibilidad de un cliente para financiamiento.


Funciones y Responsabilidades:
Elaborar narrativas de crédito de alta calidad en apoyo a nuevos préstamos y a los existentes. Revisar y analizar diversas transacciones, incluyendo la evaluación de solicitudes, estados financieros, balances, informes de D&B, entre otros.
Realizar el desglose de estados financieros empresariales y declaraciones de impuestos utilizando software de Moody's para analizar tendencias y ratios de varios años a partir de la información financiera.
Comprender el flujo de efectivo de las operaciones, identificando fuentes de flujo de efectivo recurrentes y no recurrentes.
Investigar tendencias y riesgos de la industria.
Realizar análisis de colateral, incluyendo cuentas por cobrar, inventarios, bienes raíces e inversiones.
Generar informes de crédito y recopilar/analizar información KYC.
Desglosar estados financieros personales y declaraciones de impuestos de los garantes individuales, desarrollando un análisis global de flujo de efectivo del prestatario y del garante.
Colaborar con otras áreas para monitorear la morosidad, las tendencias de morosidad y la actividad de recuperación.
Realizar un seguimiento anual de los estados financieros de los prestatarios y rastrear la recepción de esta información por parte del Banco.

Preparar recomendaciones escritas sobre si el préstamo propuesto debe ser aprobado tal como se presenta, y proporcionar recomendaciones de estructuras de préstamo alternativas.

Presentar al comité de préstamos para la aprobación de préstamos. Comunicar decisiones.
Realizar otras tareas según se asignen.

Calificaciones Básicas:
Título universitario en Finanzas, Contabilidad, Negocios o campo relacionado.
Más de 3 años de experiencia en la evaluación de crédito mayorista/comercial y autoridad previa de aprobación de crédito.

Calificaciones Preferidas:
Título de Maestría.
Orientación al detalle con la capacidad de analizar flujo de efectivo, apalancamiento y evaluar la fortaleza del cliente. Se prefiere experiencia con montos de transacciones que oscilan entre 2MM y 10MM.
Experiencia en préstamos a una amplia variedad de industrias, tipos de préstamos y tamaños de empresas es preferida.
Excelentes habilidades de comunicación escrita/verbal y presentación.
Capacidad demostrada para tomar decisiones comerciales sólidas mientras se protegen los intereses del banco.
Fuertes habilidades técnicas.

Estado Exento:
(Sí = no elegible para pago de horas extras) (No = elegible para pago de horas extras)

Tipo de Lugar de Trabajo:


Híbrido. Huntington es un empleador de igualdad de oportunidades y acción afirmativa, y está comprometido a proporcionar oportunidades de empleo equitativas para todos, independientemente de raza, color, religión, sexo, origen nacional, edad, discapacidad, orientación sexual, estado de veterano, identidad de género y expresión, información genética, o cualquier otra base protegida por la ley local, estatal o federal.


Práctica de Contratación Libre de Tabaco:
Visite el sitio web de carreras de Huntington para más detalles.

Declaración de Agencia:
Huntington no acepta solicitudes de reclutadores de terceros para ninguna posición.

#J-18808-Ljbffr
  • Senior Credit Analyst

    2 weeks ago


    Schaumburg, Illinois, United States Composites One Full time

    At Composites One, our organizational culture is built on a strong foundation of Core Values centered around Respect, Teamwork, and Communication. Our achievements are largely due to our commitment to working as a cohesive unit, valuing each other in our daily interactions, and communicating effectively while focusing on what is essential - serving our...


  • Schaumburg, Illinois, United States Uline, Inc. Full time

    Credit Operations Supervisor At Uline, we pride ourselves on being a stable employer with a rich history. We are seeking individuals with exceptional leadership qualities to enhance our team. As a Credit Operations Supervisor, you will oversee and develop a committed team of Credit Analysts on a daily basis. Key Responsibilities: Direct the daily functions...


  • Schaumburg, Illinois, United States Michael Page Full time

    About the RoleWe are seeking a highly skilled Senior Financial Analyst to join our team at Michael Page. As a key member of our finance department, you will play a critical role in driving business growth and strategy.Key ResponsibilitiesFinancial Planning and AnalysisDevelop and maintain financial models and forecasts to support business...


  • Schaumburg, Illinois, United States Zurich Insurance Group Full time

    Zurich North America is seeking a Senior Business Systems Analyst to join our team in a hybrid work environment. This role will report to the VP of Analytics Engineering within the Chief Data Office.Key Responsibilities:Facilitates and leads discussions with stakeholders to extract comprehensive requirements through interviews, documentation, and...


  • Schaumburg, Illinois, United States Citigroup Inc Full time

    About the RoleThis is a critical position within Citigroup Inc's US Personal Banking Marketing & Franchise Development organization, supporting the strategic agenda and data-driven solutions for prospect Acquisitions & Existing Customer audience management.Key ResponsibilitiesProvide expertise in credit bureau data, capabilities, and navigate the ingestion...


  • Schaumburg, Illinois, United States Creative Financial Staffing Full time

    Position Overview:Creative Financial Staffing is on the lookout for a Senior Financial Analyst to become a vital part of our client's expanding manufacturing organization. This role presents an excellent opportunity for a seasoned Financial Analyst aiming to elevate their career or for a current Senior Financial Analyst seeking a new challenge.Key...


  • Schaumburg, Illinois, United States Citibank Full time

    Overview:As a key player within Citi Retail Services, the Senior Program Management Analyst serves as a strategic expert who remains informed about advancements in their domain and plays a crucial role in shaping the strategic direction by applying insights to their role and the organization. This position is recognized as a technical authority within the...


  • Schaumburg, Illinois, United States Zurich Insurance Company Full time

    Opportunity at Zurich Insurance CompanyWe are seeking a Business Analyst III to work closely with our team in converting business requirements into technical specifications for application modifications related to various projects, enhancements, and compliance obligations. If you thrive in an Agile setting and enjoy supporting the design, development, and...


  • Schaumburg, Illinois, United States Zurich Insurance Company Full time

    Opportunity at Zurich Insurance CompanyWe are seeking a Business Analyst III to work closely with our team in converting business requirements into detailed technical specifications for application modifications associated with various projects, enhancements, and compliance obligations. If you thrive in an Agile setting and enjoy contributing to the design,...


  • Schaumburg, Illinois, United States Zurich Insurance Company Full time

    Opportunity at Zurich Insurance CompanyWe are seeking a Business Analyst III to work closely with our team in converting business requirements into technical specifications for application modifications associated with various projects, enhancements, and compliance obligations. If you thrive in an Agile setting and are passionate about supporting the design,...


  • Schaumburg, Illinois, United States Creative Financial Staffing Full time

    About the Role:Creative Financial Staffing is looking for a Senior Financial Analyst to enhance our dynamic team within a thriving manufacturing organization. This position offers a significant opportunity for a seasoned financial professional to advance their career or for an established Senior Financial Analyst seeking a new challenge.Key...


  • Schaumburg, Illinois, United States SBI Partners Full time

    Position Available: Financial Planning Analyst – Hybrid Work Model | Focused on GrowthAre you a meticulous Financial Planning Analyst eager to contribute to a vibrant and growth-oriented organization? We are collaborating with SBI Partners to identify a committed individual to enhance their expanding finance division.Role Overview: In this position, you...


  • Schaumburg, Illinois, United States Michael Page Full time

    Job DescriptionAs a Senior Accountant at Michael Page, you will play a key role in the financial management of our clients. Your primary responsibilities will include:Financial Statement Preparation: Prepare accurate and timely financial statements in accordance with Generally Accepted Accounting Principles (GAAP).Accounting Support: Provide accounting...

  • SOC Analyst

    2 months ago


    Schaumburg, Illinois, United States Motorola Solutions Full time

    Company OverviewAt Motorola Solutions, we're guided by a shared purpose - helping people be their best in the moments that matter - and we live up to our purpose every day by solving for safer. Because people can only be their best when they not only feel safe, but are safe. We're solving for safer by building the best possible technologies across every part...


  • Schaumburg, Illinois, United States TestingXperts Inc. DBA Damcosoft Full time

    Job DescriptionPosition: Senior SAP Manufacturing Consultant / Architect MESJob Type: Full-timeLocation: Hybrid Work EnvironmentAbout the Role:We are seeking a highly experienced Senior SAP Manufacturing Consultant to join our team at TestingXperts Inc. DBA Damcosoft. As a key member of our organization, you will be responsible for designing and implementing...


  • Schaumburg, Illinois, United States Cetera Financial Group Full time

    The Financial Compliance Analyst role collaborates closely with the Senior Analyst team leader. This position involves conducting post-trade assessments on various financial instruments to pinpoint potential risks and breaches of broker-dealer regulations. Additionally, the analyst will analyze trading patterns and trends of advisors to reduce unnecessary...


  • Schaumburg, Illinois, United States Zurich NA Full time

    Senior Business Systems ConsultantPosition Overview: Zurich North America is seeking a Senior Business Systems Consultant to join our team. This role will operate in a hybrid model, contributing to our Analytics Engineering department within the Chief Data Office.Key Responsibilities:Facilitates and directs sessions with stakeholders to extract comprehensive...


  • Schaumburg, Illinois, United States Zurich Insurance Company Ltd Full time

    About Zurich Insurance Company LtdZurich Insurance Company Ltd has a rich history of managing risk and supporting resilience, with over 150 years of experience. As a leading provider of commercial property-casualty insurance solutions and risk management products and services, we serve more than 25 industries, from agriculture to technology, and insure 90%...


  • Schaumburg, Illinois, United States Zurich Insurance Company Ltd Full time

    About Zurich Insurance Company LtdZurich Insurance Company Ltd has a rich history of managing risk and supporting resilience, with over 150 years of experience. As a leading provider of commercial property-casualty insurance solutions and risk management products and services, we serve more than 25 industries, from agriculture to technology, and insure 90%...

  • Senior Data Scientist

    3 months ago


    Schaumburg, Illinois, United States Zurich Insurance Group Full time

    Zurich (Schaumburg, IL) seeks a Senior Data Scientist to solve business challenges using advanced analytics and deliver through others, by leading a project or by sharing their technical skill setSpecific duties include: lead a project team to collaborate with business stakeholders to understand their challenges and structure an advanced analytical solution...