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Commercial Loan Officer
2 months ago
Join the team at American Bank of Commerce and discover the rewarding experience of community banking, where we prioritize serving our customers in local neighborhoods.
Position Overview:
We are looking for qualified candidates to fill the role of a Commercial Loan Officer. This position involves engaging with the community in a professional setting.
A Commercial Loan Officer is responsible for sourcing and managing a diverse portfolio of commercial loans. This includes interviewing applicants and making recommendations for loan approvals. A successful candidate will diligently address borrower needs and evaluate financial status and creditworthiness to assess the viability of loan applications. A genuine and meticulous approach, along with adherence to policies, is essential for success in this role.
Key Responsibilities:
- Promote banking products to individuals and businesses, highlighting services that align with customer needs.
- Evaluate potential loan markets and establish referral networks to identify loan prospects.
- Meet with applicants to gather information for loan applications and provide clarity on the process.
- Collaborate with clients to understand their financial objectives and devise strategies to achieve them.
- Educate customers on various loan types and credit options available, as well as additional services offered.
Our Commitment:
At American Bank of Commerce, we are dedicated to being partners in our customers' financial journeys. Our mission is to deliver top-quality products and services tailored to the unique needs of each client.
Our Objectives:
We aim to prioritize customer satisfaction and loyalty, maximize returns for stakeholders, and foster an environment where employees can thrive.
Benefits:
We offer a competitive salary along with a comprehensive benefits package that may include:
- Medical, Dental, and Vision coverage
- Paid Time Off, Volunteer Time, and Holidays
- Flexible Spending Accounts
- Life Insurance options
- Long-Term Disability coverage
- 401k Retirement Plan
- Employee Stock Ownership Plan
- Gym Membership Reimbursement
If you believe this opportunity aligns with your career goals, we encourage you to explore further and consider joining our esteemed organization.
Qualifications:
Preferred candidates will possess a Bachelor's degree in Business or Accounting/Finance, along with a minimum of three years of experience in bank lending.
Equal Opportunity Employment:
American Bank of Commerce is committed to providing equal employment opportunities to all applicants based on job-related factors such as qualifications and performance. We actively encourage diversity and inclusion within our workforce.
Qualified candidates will undergo a drug screening, as well as background, credit, and reference checks.