Product Manager

2 days ago


Fort Lee, New Jersey, United States Cross River Full time
About Us

Cross River is a leading financial technology company that is revolutionizing the way financial services are delivered. Our comprehensive suite of innovative and scalable embedded payments, cards, and lending products enables businesses and consumers to access financial services globally. Backed by top investors, we serve the world's most essential fintech and technology companies, reshaping global finance and financial inclusion.

Our Mission

We are on a mission to build the infrastructure that propels access, inclusion, and the democratization of financial services. Our strong sense of purpose has led us to be named one of the Best Places to Work in Fintech for the last 6 years. Our nimble and collaborative family culture lives in every member of our growing team, and we invite passionate, collaborative, and motivated high performers to join us.

Job Description

We are seeking an execution-focused Product Manager to run specific products within our Payments offering (ACH, Wires, FedNow, RTP, etc.). This role will focus on building and managing traditional, fast, or emerging payment rails, designing the product strategy, overseeing the buildout of products and processes, defining the target audience, and crafting the go-to-market strategy.

Responsibilities:
  • Own the product development and commercialization of Cross River's Payments products.
  • Own the P&L of at least one of Cross River's Payments products.
  • Write requirements for Engineers and other stakeholders, run Engineering grooming sessions and standups, as well as coordinate complex execution plans.
  • Conduct periodic product reviews with stakeholders, oversee regulatory compliance, and adhere to our operating model.
  • Work cross-functionally to establish requirements and coordinate end-to-end execution.
  • Champion a client-centric approach, ensuring all product development starts and ends with the client in mind.
  • Ensure proper governance around initiatives and support audit activities.
  • Execute go-live strategy with Design, Marketing, Sales, and relevant stakeholders.
  • Foster a culture of continuous improvement with iteration, retrospectives, and direct communication.
  • Partner with the Data team to develop and maintain tracking and reporting of KPIs.
Qualifications:
  • Proven success building platforms to offer Payments networks (RTP, FedNow, ACH, FedWire, International Payments) to customers.
  • Experience with industry standard formats (ISO20022, NACHA).
  • Experience with business cases, pricing, and P&L management.
  • Proven track record of technical product development, commercialization, and launching new products.
  • Understanding of APIs and microservices.
  • 3+ years of experience in Product Management.
  • Understanding of financial services industry regulations and best practices.
  • Data-driven mindset with strong analytical and problem-solving skills.
  • Exceptional communication and interpersonal skills.
Bonus:
  • Successfully implemented Objectives and Key Results, pre and post launch.
  • Successfully supported Audit requests/activities.
  • Knowledge of Mastercard Send and Visa Direct.


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