Commercial Banking Specialist

2 weeks ago


Waukesha, Wisconsin, United States Citizens Bank - WI Full time
Job Overview

At Citizens Bank, we are dedicated to empowering individuals, enterprises, and communities to achieve financial prosperity for a brighter tomorrow. We are currently in search of a skilled Business Banker to enhance our Commercial Lending division.

WORK SCHEDULE: Standard work hours are Monday to Friday, 8:15 AM to 5 PM, with flexibility required to accommodate client needs.

Key Responsibilities:

  • Establishing and nurturing enduring relationships with commercial clients to drive loans, deposits, and fee revenue.
  • Negotiating terms for commercial loans that align with internal credit policies.
  • Gathering financial data from clients and performing an initial assessment of their requirements and our capacity to fulfill them.
  • Collaborating closely with the Commercial Credit Department to prepare credit proposals.
  • Presenting financial data to appropriate committees for review.
  • Promoting all relevant banking products and services to commercial clients.
  • Effectively overseeing and managing the loan portfolio.

Qualifications:

  • High School Diploma or GED is mandatory.
  • Bachelor's degree is preferred.
  • A minimum of 5 years of experience in Commercial Lending.
  • Proficient in cross-selling banking and financial service products.
  • Comprehensive understanding of standard commercial lending practices.
  • Experience in banking and familiarity with banking systems and practices is advantageous.
  • Ability to make independent decisions with minimal supervision.
  • Strong presentation capabilities.
  • High degree of professionalism.
  • Excellent verbal and written communication skills.

Equal Opportunity Employer: Citizens Bank is an equal opportunity/affirmative action employer. We encourage applications from minorities, females, protected veterans, and individuals with disabilities. Applicants can learn more about their rights by reviewing the federal EEO poster.

All employees must adhere to applicable laws and regulations, including but not limited to the Bank Secrecy Act and the Office of Foreign Assets Control requirements. Additionally, all staff must follow policies and procedures to mitigate risk by exercising sound judgment, raising inquiries to management, and complying with policy guidelines.



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