Medical Underwriter

2 days ago


Overland Park, Kansas, United States Allied National, Inc Full time
Medical Underwriter Job Description

Allied National, Inc. is seeking an experienced Medical Underwriter to join our Underwriting Department. As a key member of our team, you will play a critical role in evaluating medical risk and determining eligibility for health insurance.

Key Responsibilities:
  1. Underwrite new business according to parameter guidelines and determine eligibility for health insurance based on a review of all eligibility information.
  2. Review medical load reports and evaluate appropriate medical risk.
  3. Review participation worksheets and group eligibility prepared by level 2.
  4. Review current carrier bills and renewal rates and compare to census presented and Allied generated rates.
  5. Conduct employer phone calls and as needed contact individual applicants for additional health information and clarification.
  6. Create self-funded accounts in AI.
  7. Review monthly manual dental renewals and populate spreadsheets with rating recommendations to be approved by underwriting management.
Requirements:
  1. High School graduate or equivalent.
  2. One to two years related work experience or equivalent college education.
  3. Certification in Medical Terminology I and II.
  4. Ability to comprehend and interpret information directly from product brochures, certificates, and insurance contracts.
  5. Basic mathematics skills.
  6. Minimum 4 years of office experience or equivalent college education.
  7. Knowledge and understanding of medical terminology.
  8. Very strong knowledge and understanding of medical terminology.
  9. Minimum 3 years experience in the insurance industry, including 1-2 years experience in group and individual medical underwriting preferred, or equivalent medical background.


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