Business Development Officer

7 days ago


South Lake Tahoe, California, United States Simmons bank Full time
Job Summary

We are seeking a highly skilled and experienced Commercial Lending Specialist to join our team at Simmons Bank. As a key member of our commercial lending team, you will be responsible for acquiring, growing, and retaining commercial loans, as well as cross-selling our bank's other business lines in community markets.

Key Responsibilities
  • Sales and Relationship Building: Establish and maintain strong relationships with commercial customers, identifying and pursuing new business opportunities to drive loan growth and revenue.
  • Credit Analysis and Risk Management: Conduct thorough credit analysis and risk assessments to determine creditworthiness and make informed lending decisions.
  • Loan Origination and Underwriting: Originate and underwrite commercial loans, ensuring compliance with bank policies and regulatory requirements.
  • Portfolio Management: Manage a portfolio of commercial loans, monitoring repayment activities, collecting past due accounts, and addressing credit and collateral deficiencies.
  • Compliance and Risk Management: Adhere to loan policies and procedures, ensuring complete and accurate documentation, and maintaining a deep understanding of credits presented to the loan committee.
Requirements
  • Education and Experience: A Bachelor's degree in business, finance, or a related field, or relevant job experience. One to two years of lending experience with basic sales skills is preferred.
  • Skills and Qualifications: Excellent written and verbal communication skills, well-developed interpersonal and negotiating skills, basic accounting and credit skills, and the ability to read and interpret financial reports and legal documents.
  • Computer Skills: Proficiency in MS Office programs and lending computer software.
  • Certifications and Licenses: NMLS certification is required.
What We Offer

Simmons Bank is committed to a policy of equal employment opportunity and affirmative action. We offer a competitive salary and benefits package, as well as opportunities for professional growth and development.



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