Consumer Loan Underwriter

3 days ago


New York, New York, United States First Atlantic Federal Credit Union Full time
About First Atlantic Federal Credit Union

First Atlantic Federal Credit Union is a member-owned, not-for-profit financial institution that has been serving the community for over 85 years. We are committed to providing the best value in financial services and supporting our members in achieving their financial goals.

Job Summary

We are seeking a Consumer Loan Underwriter to join our team. As a Consumer Loan Underwriter, you will be responsible for reviewing loan applications, analyzing financial data, and making credit decisions based on lending policy. You will also be responsible for promoting credit union loan products and providing outstanding service to members.

Key Responsibilities
  • Review loan applications and analyze financial data to determine creditworthiness
  • Make credit decisions based on lending policy and loan matrix
  • Establish terms and conditions of approved loans and review them with members
  • Explain loan programs to members and evaluate their needs to recommend loan options
  • Stay informed of current trends in credit and follow up on existing loans to ensure compliance with terms
Requirements
  • High school diploma or equivalent required; associate's or bachelor's degree in a related field preferred
  • Minimum 2 years of experience in lending or a related field
  • Strong analytical and communication skills
  • Ability to work in a fast-paced environment and meet deadlines
What We Offer
  • Competitive salary and benefits package
  • Opportunities for professional growth and development
  • A dynamic and supportive work environment


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