Underwriter

5 days ago


New York, New York, United States Hamlyn Williams Full time
Underwriter Job Description

We are seeking a skilled and detail-oriented Underwriter to join our client's growing team in the commercial lending and fintech industry. This dynamic company offers fast and flexible financing solutions for small and medium-sized businesses, specializing in innovative, short-term funding options.

Key Responsibilities:
  • Evaluate and analyze commercial loan applications to assess creditworthiness and risk.
  • Conduct thorough financial analysis, including the review of financial statements, credit reports, and cash flow forecasts.
  • Collaborate with sales and credit teams to ensure accurate and timely decision-making on loan applications.
  • Ensure compliance with company policies, as well as industry standards and regulations.
  • Prepare detailed reports and present findings to senior management for loan approvals.
  • Stay updated on market trends, financial regulations, and underwriting guidelines.
Requirements:
  • Minimum of 3 years of underwriting experience (preferably in commercial lending or small business loans).
  • Strong financial analysis and risk assessment skills.
  • Excellent understanding of credit and lending principles.
  • Ability to work in a fast-paced, deadline-driven environment.
  • Strong communication skills with the ability to collaborate with multiple teams.
  • Proficiency in using financial software and underwriting tools.
What We Offer:
  • Competitive salary with performance-based bonuses.
  • Opportunities for professional development and career advancement.
  • Comprehensive benefits package.
  • Be part of a fintech company known for its innovative, fast-paced solutions in the commercial lending space.

This role offers an exciting chance to work in a rapidly growing industry that is redefining how businesses access financial support. If you have a passion for underwriting and want to be part of an innovative team that values adaptability and financial expertise, we encourage you to apply.


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