Senior Credit Officer, Project Finance Specialist

8 hours ago


Englewood Colorado, United States CoBank Full time
About the Role

We are seeking a highly skilled Senior Credit Officer to join our Project Finance team at CoBank. As a key member of our team, you will be responsible for providing expert credit analysis and risk management services to our clients in the energy sector.

Key Responsibilities
  • Act as primary account officer on assigned transactions, maintaining accurate risk ratings and executing waivers, consents, and amendments.
  • Review credit and financial information, determining the need for further investigation or additional information.
  • Analyze financial statements and related materials, preparing thorough credit memorandums and presenting credit recommendations to internal stakeholders.
  • Lead the internal credit approval process, preparing and presenting credit recommendations for potential borrowers.
  • Work closely with Relationship Managers to prepare and structure proposals for new business opportunities.
  • Analyze and evaluate detailed financial models prepared by clients to assess lending opportunities.
  • Manage the diligence process, reviewing consultant reports and other relevant documents.
  • Stay up-to-date with industry trends and power markets to educate internal stakeholders.
  • Assist with the training and development of junior staff.
  • Complete special projects and participate in industry research as requested.
Requirements
  • Bachelor's Degree in business, finance, or a related discipline.
  • Master's Degree in finance or a related discipline preferred.
  • 5 years of relevant experience in banking, financial services, or the energy and power industry.
  • 3 years of Project Finance banking experience preferred.
  • Strong analytical and critical thinking skills, with the ability to synthesize large amounts of information.
  • Intermediate to advanced knowledge of financial analysis, including cash flow analysis, balance sheet analysis, and profitability analysis.
  • Intermediate to advanced knowledge of financial modeling techniques and the preparation of pro forma financial statements.
  • Ability to develop loan structuring alternatives to mitigate risk and maintain customer satisfaction.
  • Ability to perform discounted cash flow analysis, capital budgeting, and equity valuation calculations.
  • Advanced ability to use spreadsheet, word processing, and database applications.
  • Understanding of commercial loan documentation.
  • Excellent interpersonal, negotiation, presentation, oral, and written communication skills.
About CoBank

CoBank is a cooperative bank serving vital industries across rural America. We provide loans, leases, export financing, and other financial services to agribusinesses and rural power, water, and communications providers in all 50 states. Our bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers, and other rural borrowers in 23 states around the country.



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