Senior Credit Analyst
4 weeks ago
Job Summary:
SNI Companies is seeking a highly skilled Senior Credit Analyst to join their lending team. As a Senior Credit Analyst, you will be responsible for performing credit analysis to evaluate the creditworthiness of individuals and businesses for commercial loan requests. You will also assist with training and mentoring of new and/or entry-level credit analysts.
Responsibilities:
* Performs credit analysis to evaluate the creditworthiness of individuals and businesses
* Receives application and related financial data on prospective and active borrowing accounts
* Analyzes data and evaluates the short- and long-run prospects of the individual or business
* Determines the degree of risk involved in extending credit or lending money
* Prepares necessary cash flow analysis to evaluate the ability of the individual and/or borrower to service the requested debt
* Generates financial ratios to evaluate customer's financial status
* Provides thorough documentation of all financial analysis work
* May make recommendations to appropriate personnel on the granting or denying of loans
Qualifications:
* 3 to 5 years commercial credit underwriting experience
* Bachelor's degree in Accounting, Finance, or related field of study
* Intermediate commercial real estate underwriting skills and experience
* Time Management and organization skills
* Proficient in MS Office and financial software
Benefits:
* Medical/Dental/Vision insurance
* Life/LTD insurance (employer paid)
* Paid Federal Bank holidays
* Flexible spending account
* Health savings account (employer contributed)
* 401(k) matching
* PTO (Paid Time Off)
Location: Lakewood, NJ
Job Type: Full-Time
Experience: Not Specified
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