Commercial Credit Analyst

3 hours ago

Lakewood, United States TalentRoss Full time

At TalentRoss Staffing Company, we connect professionals with rewarding opportunities in Several field. We are dedicated to supporting our clients with top-tier talent and providing our candidates with career-advancing roles.


Job Title: Credit Analyst III, AT

Location: Lakewood, New Jersey


Position Overview: The Credit Analyst III, AT is responsible for performing credit analysis to evaluate the creditworthiness of individuals and businesses for complex commercial loan requests. The role involves coordinating work within the department and with other departments, assisting with training and mentoring new and entry-level credit analysts, and ensuring compliance with operating policies and procedures established for the credit analysis function.


Basic Qualifications:

Education/Training: Bachelor’s degree in Accounting, Finance, or a related field is required. Specialized bank lending education/training is necessary.

Skills:

  • Intermediate to advanced commercial real estate underwriting skills and experience
  • Proficient in English (reading, writing, grammar) and mathematics
  • Ability to manage a moderate workload consistently with limited oversight
  • Attention to detail and ability to work under strict time requirements
  • Proficient interpersonal relations, communication, and advanced organizational skills
  • Intermediate to advanced financial analysis skills
  • Proficient in PC skills, including Microsoft Office, and ability to learn specific financial software
  • Thorough knowledge of current related regulations
  • Ability to train and/or mentor new credit administration personnel

Experience:

  • A minimum of three to five years of commercial credit underwriting experience, including commercial real estate and C&I lending-related experience
  • SBA and non-profit underwriting experience preferred


General Responsibilities:

  • Perform credit analysis on more complex credits to evaluate the creditworthiness of individuals and businesses
  • Coordinate work within the department and with other departments
  • Assist with training and mentoring new and entry-level credit analysts
  • Comply with operating policies and procedures established for credit analysis
  • Communicate with appropriate personnel and respond to inquiries or requests for information
  • Maintain appropriate records and provide assigned reports


Essential Duties:

  • Receive applications and related financial data on prospective and active borrowing accounts
  • Analyse data and evaluate the short- and long-run prospects of individuals or businesses
  • Ensure all credit analysis activities are conducted per the prescribed lending policy
  • Prepare necessary cash flow analysis and generate financial ratios
  • Document all financial analysis work thoroughly
  • Make recommendations on the structure of credits and the granting or denying of loans
  • Evaluate customer records and recommend repayment options
  • Review customer files to identify and select delinquent accounts for collection
  • Compare liquidity, profitability, and credit histories of establishments being evaluated
  • Evaluate data and information contained in third-party reports and documents
  • Prepare written compilations of analysis for review and presentation
  • Confer with credit associations and other business representatives to exchange credit information
  • Consult with customers to verify financial and credit transactions and resolve complaints
  • Manage and process multiple credit requests of varying complexity
  • Review, update, and evaluate existing loan customer relationships


Ancillary Duties:

  • Perform tasks supportive of the essential functions of the job


Equipment/Machines:

  • Telephone
  • PC/Computer keyboard
  • Printer
  • Copy machine
  • Fax machine
  • Scanner
  • Calculator

  • Commercial Credit Analyst III

    1 day ago

    Lakewood, New Jersey, United States First Commerce Bank Full time

    Job SummaryWe are seeking a highly skilled Commercial Credit Analyst III to join our team at First Commerce Bank. As a key member of our credit administration team, you will be responsible for analyzing financial data, evaluating credit risk, and making recommendations to management on credit decisions.Key ResponsibilitiesAnalyze financial data and credit...

  • Commercial Credit Analyst

    5 days ago

    Lakewood, United States TalentRoss Full time

    At TalentRoss Staffing Company, we connect professionals with rewarding opportunities in Several field. We are dedicated to supporting our clients with top-tier talent and providing our candidates with career-advancing roles.Job Title: Credit Analyst III, ATLocation: Lakewood, New JerseyPosition Overview: The Credit Analyst III, AT is responsible for...

  • Credit Analyst

    1 day ago

    Lakewood, New Jersey, United States SNI Companies Full time

    Job OpportunitySNI Companies is seeking a skilled Credit Analyst to join their lending team in Ocean County, NJ. As a Credit Analyst, you will be responsible for evaluating the creditworthiness of individuals and businesses for commercial loan requests. This role offers a hybrid schedule, with 3 days in the office and 2 remote days.Key...

  • Credit Risk Analyst

    1 week ago

    Lakewood, New Jersey, United States SNI Companies Full time

    Job Title: Credit AnalystSNI Companies is seeking a skilled Credit Analyst to join their lending team in Lakewood, NJ. As a Credit Analyst, you will be responsible for evaluating the creditworthiness of individuals and businesses for commercial loan requests.Key Responsibilities:Evaluate credit analysis to assess the creditworthiness of borrowersReview...

  • Credit Analyst

    3 weeks ago

    Lakewood, United States Accounting Now Full time

    SNI Companies is working with a financial services company located in Ocean County, NJ who is looking for a Credit Analyst to join their lending team. As Credit Analyst, you will be responsible for performing credit analysis to evaluate the creditworthiness of individuals and businesses for commercial loan requestsThis role becomes hybrid after training, 3...

  • Senior Credit Analyst

    3 days ago

    Lakewood, United States Accounting Now Full time

    Senior Credit Analyst Job DescriptionWe are seeking a highly skilled Senior Credit Analyst to join our lending team. As a Senior Credit Analyst, you will be responsible for evaluating the creditworthiness of individuals and businesses for commercial loan requests.Key Responsibilities:Perform credit analysis to evaluate the creditworthiness of individuals and...

  • Senior Credit Analyst

    3 weeks ago

    Lakewood, New Jersey, United States Accounting Now Full time

    Job Title: Senior Credit AnalystWe are seeking a highly skilled Senior Credit Analyst to join our team at Accounting Now. As a Senior Credit Analyst, you will be responsible for performing credit analysis to evaluate the creditworthiness of individuals and businesses for commercial loan requests.Key Responsibilities:Perform credit analysis to evaluate the...

  • Credit Analyst

    3 weeks ago

    Lakewood, United States Accounting Now Full time

    SNI Companies is working with a financial services company located in Ocean County, NJ who is looking for a Credit Analyst to join their lending team. As Credit Analyst, you will be responsible for performing credit analysis to evaluate the creditworthiness of individuals and businesses for commercial loan requests. This role becomes hybrid after training, 3...

  • Senior Credit Analyst

    2 weeks ago

    Lakewood, New Jersey, United States SNI Companies Full time

    Senior Credit Analyst Job DescriptionSNI Companies is seeking a highly skilled Senior Credit Analyst to join their lending team in Lakewood, NJ. As a Senior Credit Analyst, you will be responsible for evaluating the creditworthiness of individuals and businesses for commercial loan requests.Key Responsibilities:Evaluate credit analysis to determine the...

  • Senior Credit Analyst

    3 weeks ago

    Lakewood, United States Accounting Now Full time

    SNI Companies is working with a financial services company located in Ocean County, NJ who is looking for a Senior Credit Analyst to join their lending team. As Senior Credit Analyst, you will be responsible for performing credit analysis to evaluate the creditworthiness of individuals and businesses for commercial loan requests and assist with training...

  • Credit Analyst III

    2 weeks ago

    Lakewood, New Jersey, United States First Commerce Bank Full time

    Job SummaryFirst Commerce Bank is seeking a highly skilled Credit Analyst III to join our team. As a Credit Analyst III, you will be responsible for analyzing financial data, evaluating credit risk, and making recommendations to management on credit decisions.Key ResponsibilitiesAnalyze financial data and credit reports to evaluate credit risk and make...

  • Credit Analyst II

    3 weeks ago

    Lakewood, New Jersey, United States First Commerce Bank Full time

    Job SummaryFirst Commerce Bank is seeking a skilled Credit Analyst II to join our team. As a Credit Analyst II, you will be responsible for analyzing financial data, evaluating credit risk, and making recommendations to approve or decline loan applications.Key ResponsibilitiesAnalyze financial data and credit reports to evaluate creditworthinessDevelop and...

  • Credit Analyst

    3 weeks ago

    Lakewood Township, United States SNI Companies Full time

    SNI Companies is working with a financial services company located in Ocean County, NJ who is looking for a Credit Analyst to join their lending team. As Credit Analyst, you will be responsible for performing credit analysis to evaluate the creditworthiness of individuals and businesses for commercial loan requestsThis role becomes hybrid after training, 3...

  • Underwriter/Credit Analyst II

    3 months ago

    Lakewood, United States TalentRoss Full time

    At TalentRoss Staffing Company, we connect professionals with rewarding opportunities in the Several fields. We are dedicated to supporting our clients with top-tier talent and providing our candidates with career-advancing roles.Job Title: Credit Analyst IILocation: Lakewood, New Jersey Position Overview:The Credit Analyst II is responsible for performing...

  • Underwriter/Credit Analyst II

    3 months ago

    Lakewood, United States TalentRoss Full time

    At TalentRoss Staffing Company, we connect professionals with rewarding opportunities in the Several fields. We are dedicated to supporting our clients with top-tier talent and providing our candidates with career-advancing roles.Job Title: Credit Analyst IILocation: Lakewood, New Jersey Position Overview:The Credit Analyst II is responsible for performing...

  • Senior Credit Analyst

    3 weeks ago

    Lakewood Township, United States SNI Companies Full time

    SNI Companies is working with a financial services company located in Ocean County, NJ who is looking for a Senior Credit Analyst to join their lending team. As Senior Credit Analyst, you will be responsible for performing credit analysis to evaluate the creditworthiness of individuals and businesses for commercial loan requests and assist with training and...

  • Commercial Credit Underwriter II

    2 months ago

    Lakewood, New Jersey, United States TalentRoss Full time

    At TalentRoss Staffing Company, we specialize in connecting skilled professionals with fulfilling career opportunities across various sectors. Our commitment lies in delivering exceptional talent to our clients while offering our candidates roles that foster career growth.Job Title: Commercial Credit Underwriter IIPosition Overview:The Commercial Credit...

  • Senior Commercial Loan Officer

    1 day ago

    Lakewood, Ohio, United States First Mutual Holding Co. Full time

    Job SummaryFirst Mutual Holding Co. is seeking a highly skilled and experienced Senior Commercial Loan Officer to join our team. As a key member of our Commercial Banking department, you will be responsible for developing and originating new SBA and commercial loans, cultivating and maintaining referral sources, and implementing marketing plans to drive...

  • Commercial Loan Officer 3

    5 months ago

    Lakewood, United States The Ladders Full time

    Job Type Full-time Description Position Summary: The Commercial Loan Officer 3 is responsible for commercial banking for companies up to $60 million in revenue. Regarded as senior member of loan officer team and responsible for highest level of business development results, portfolio management, collaboration and professional representation. Serves as mentor...

  • Commercial Banking Specialist

    2 days ago

    Lakewood, Ohio, United States First Mutual Holding Company Full time

    Job Title: Commercial Loan OfficerAt First Mutual Holding Company, we are seeking a highly skilled and experienced Commercial Loan Officer to join our team. As a Commercial Loan Officer, you will be responsible for developing and maintaining relationships with commercial clients, identifying new business opportunities, and providing exceptional customer...