Senior Commercial Loan Officer

4 weeks ago


Lakewood, Ohio, United States First Mutual Holding Co. Full time
Job Summary

First Mutual Holding Co. is seeking a highly skilled and experienced Senior Commercial Loan Officer to join our team. As a key member of our Commercial Banking department, you will be responsible for developing and originating new SBA and commercial loans, cultivating and maintaining referral sources, and implementing marketing plans to drive business growth.

Key Responsibilities
  1. Business Development: Acquire new SBA banking business by utilizing effective calling techniques, maintain and develop relationships with centers of influence, and attend networking events to establish relationships.
  2. Portfolio Management: Establish and maintain necessary controls and procedures to ensure compliance with the SBA loan process, manage portfolios and underwriting, and work closely with clients to facilitate credit application processes.
  3. Client Service: Handle high-level executive account and loan requests, work closely with other departments to handle SBA client service issues, and cross-sell other bank products.
  4. Mentorship: Act as a mentor to credit analysts, portfolio managers, and less experienced loan officers, offering advice, presenting learning opportunities, and supporting relationship building.
  5. Professional Development: Attend training to continually improve sales and presentation skills, commercial, SBA, treasury management knowledge, and other applicable banking knowledge.
Requirements
  1. 7+ years of commercial lending/sales experience with a demonstrated track record of success with SBA banking products and meeting progressive plan goals.
  2. Thorough understanding of SBA standard operating procedures and commercial lending laws, regulations, and guidelines.
  3. Bachelor's degree in accounting, finance, statistics, business, or other related field; Master's degree preferred.
  4. Proficiency in MS Office or similar software, with experience in financial services or banking preferred.
  5. Completed, actively pursuing, or willing to begin progressive OBL/ABA certification courses related to the position.
Necessary Competencies
  1. Resilience
  2. Communication
  3. Service Orientation
  4. Decisiveness
  5. Trusted Advisor
  6. Organizational Skills
  7. Attention to Development
  8. Drive for Results


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