Senior Risk Analytics Specialist

2 weeks ago


Jacksonville, Texas, United States Social Finance Ltd Full time
Position Overview:
The Senior Credit Strategy Analyst will play a pivotal role in shaping the future of lending at Social Finance Ltd. This position involves analyzing data to formulate and recommend effective credit risk strategies for our diverse lending products, including Personal Loans, Student Loan Refinancing, and Credit Cards.

Key Responsibilities:
1. **Innovate**: Bring your creative ideas to the forefront by developing robust credit underwriting strategies and risk assessment models.
2. **Data-Driven Analysis**: Utilize comprehensive data analysis to enhance our lending processes, integrating various data sources to inform decision-making.
3. **Collaboration**: Work closely with cross-functional teams, including Operations, Marketing, and Compliance, to ensure successful implementation of strategies.
4. **Risk Management**: Understand and mitigate credit risk while driving revenue growth. Monitor portfolio performance and identify areas for improvement.
5. **Continuous Improvement**: Embrace a culture of innovation and data-driven decision-making, fostering an environment where learning and adaptation are encouraged.

Qualifications:
- A minimum of 3 years of experience in credit strategy or risk analysis within the consumer lending sector.
- Strong analytical skills with proficiency in tools such as Excel, SQL, and Python.
- Experience in developing credit strategies and understanding the analytical life cycle.
- Excellent communication skills to present findings and recommendations to stakeholders.
- A proactive approach to problem-solving and a strong desire to achieve results.

Preferred Qualifications:
- Experience with personal loan credit risk analysis.
- Familiarity with innovative data sources for credit strategy development.
- Advanced degree in a quantitative field such as Statistics, Mathematics, or Computer Science.

Join us at Social Finance Ltd to contribute to a transformative financial landscape, where your insights will directly impact our members' financial journeys.

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