Commercial Loan Officer

1 week ago


Marquand, Missouri, United States First Mid-Illinois Bancshares Full time
Job Summary

We are seeking a highly skilled Commercial Loan Officer to join our team at First Mid-Illinois Bancshares. As a Commercial Loan Officer, you will be responsible for developing, managing, and growing agricultural, SBA, commercial, and/or commercial real estate loans that meet established commercial lending criteria and provide maximum profitability to the Bank at minimum risk.

Key Responsibilities
  • Loan Portfolio Management: Ensure the asset quality of the assigned loan portfolio, review delinquency reports with direct supervisor, and maintain low loan delinquency.
  • Business Development: Develop and maintain existing customer base, build customer satisfaction and confidence in the Bank, and work effectively with personnel in the Credit Administration Department.
  • Loan Origination: Solicit new customers, negotiate rate and loan terms, and cross-sell other bank services to customers.
  • Loan Analysis: Analyze customer credit applications, balance sheets, and profit and loss statements to make sound loan decisions and predict future repayment capacity.
  • Committee Participation: Participate as a member of various Bank committees as assigned.
  • Community Involvement: Represent the Bank and provide leadership in key community activities and committees.
Qualifications
  • Education/Experience: Bachelor's degree in Finance or Business Administration or the equivalent of 3 or more years of specialized training in commercial and/or consumer lending and overall bank management.
  • Skills: Thorough knowledge of Company's products and services, high level of analytical skills, high level of interpersonal skills, and adequate knowledge of internal policies and procedures and state and federal laws and regulations.

First Mid-Illinois Bancshares is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state-protected classification.



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