Mortgage Loan Originator
3 weeks ago
Mortgage Officer Job Description
The Mortgage Officer is a key role at Dollar Bank, responsible for originating quality saleable mortgage loan applications from assigned branches and various referral sources. This includes Realtors, financial planners, attorneys, and other professional contacts.
Key Responsibilities:
- Enter all data required to complete a residential mortgage application in the loan origination system.
- Provide buyers with all required early disclosures.
- Assist borrowers by explaining lending programs and all required information needed to complete the mortgage process.
- Properly quote interest rates for loan programs offered and lock-in the interest rate at the time of the borrower's request.
- Achieve assigned production goals.
- Actively network with Realtors and other professional referral sources and attend networking functions and trade shows as determined by management.
- Oversee an active pipeline of mortgages from application to closing and work closely with operations personnel to assist in processing the application when needed.
- Work closely with branch personnel of assigned branches. Attend meetings and branch events as assigned.
Requirements:
- High school diploma/GED required. College degree preferred.
- Minimum of 3 years of originating mortgage loan applications required.
- Excellent communication and organizational skills.
- Ability to follow Freddie Mac, Fannie Mae, FHA, and VA guidelines to structure quality mortgage applications.
- Software knowledge including; Point of sale first mortgage loan origination system, Microsoft Word, and Excel.
- General business, financial, and credit lending knowledge.
- Must possess a valid driver's license and reliable vehicle.
- NMLS Registration.
Working Conditions:
This role requires sedentary to light work, with the ability to lift up to 20 pounds from floor to waist, and/or a negligible amount of force constantly to lift, carry, push, pull, grasp, or otherwise move objects. The ability to see, hear, talk, and perform tasks requiring manual dexterity and visual acuity is also required.
Benefits:
Dollar Bank offers a comprehensive benefits package, including medical, dental, vision, 401(k) with immediate vesting, tuition reimbursement, and gym membership reimbursement. Full-time employees are eligible for this package, while part-time employees qualify for 401(k) with immediate vesting, tuition reimbursement, and gym reimbursement.
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