Loan Officer
3 weeks ago
E-Central Credit Union is a leading financial institution seeking an experienced Loan Officer to join our team. This role plays a vital part in the growth of our lending business by collaborating with the Lending team to develop new and existing relationships.
About the Job- Analyze applicants' financial status, credit, and property evaluation to determine the feasibility of granting a loan.
- Cross-sell the Credit Union's loan and ancillary products to drive revenue growth.
- Interview loan applicants and request specified information for loan applications; explain payment options and set up repayment schedule with the applicant.
- Determine the correct Relationship Pricing and perform due diligence background checks.
- Correspond with applicants or creditors to resolve questions regarding application information.
- Recommend approval to the underwriter or refer loans to the manager.
- Ensure loan agreements and documentation are complete and accurate according to policy; provide members with copies of all signed documents.
- Provide credit decision response to members; arrange for disbursement of approved loans.
- Minimum two (2) years of experience in consumer lending, preferably in a bank or credit union.
- Ability to read, analyze, and interpret financial statements, Credit Union policies, and governmental regulations.
- Exemplary customer service and interpersonal skills to build rapport with new and existing members.
- Excellent written and oral communication skills.
- Strong organizational, problem-solving, and analytical skills to exercise good judgment and make timely and sound decisions.
$20.00 per hour, plus incentives. A full benefits package includes medical, dental, and vision coverage, Life and LTD coverage, 401(k) retirement plan.
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Loan Portfolio Manager
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Pasadena, California, United States E-Central Credit Union Full timeAbout UsE-Central Credit Union is committed to providing exceptional service to our members. We are seeking a talented Loan Officer to join our team and contribute to our mission.Job SummaryThe Loan Officer will be responsible for interviewing loan applicants, analyzing their financial status, and determining the feasibility of granting a loan. The...
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Consumer Loan Expert
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