Commercial Lending Specialist

2 weeks ago


Wenatchee, Washington, United States Foothills Bank Full time
About The Position
Foothills Bank is in search of a Commercial Lending Specialist to join our dedicated team. The Commercial Lending Specialist is responsible for generating new business opportunities in commercial loans and overseeing a designated portfolio of commercial lending accounts.

This role involves conducting interviews and performing credit assessments on both new and existing loan applications, providing recommendations for approval or denial of credit requests.

The Commercial Lending Specialist will keep clients informed about their loan status and collaborate closely with the Credit Administration team to uphold loan quality and ensure the efficient processing of loan applications.


KEY RESPONSIBILITIES:
1. Cultivate new business relationships by engaging with current and potential commercial clients within the target market.

2. Meet with loan applicants to gather necessary information; analyze data for loan requests; and submit applications to credit analysts for financial evaluation and approval recommendations.

3. Recommend suitable products and services to prospective borrowers and address inquiries regarding loan requirements and processes.

4. Evaluate loan requests in accordance with bank policies and the types of loans available.

5. Prepare and present loan proposals and documentation in line with bank standards for review by senior management, loan committees, and board members.

6. Collaborate closely with Loan Assistants and Credit Analysts to ensure timely decisions on loan applications.
7. Monitor the existing loan portfolio to maintain a robust credit culture.
8. Act as a brand ambassador within the community and engage in local organizations.
About You

ESSENTIAL QUALIFICATIONS:
A Bachelor’s degree in Accounting, Business Finance, Administration, or a related field.
Alternatively, a minimum of 5 years of relevant experience in the financial sector.

Skills and Competencies:
- Strong interpersonal, leadership, verbal and written communication, and presentation skills.
- Exceptional time management and organizational abilities.
- Professionalism, courtesy, and diplomacy are vital; ability to engage with others in an open and accepting manner.
- Effective communication skills, both verbal and written, ensuring clarity and thoroughness.

Customer Service Commitment:
- Aim to provide exceptional service to both internal and external clients.

Team Collaboration:
- Ability to work independently as well as collaboratively within a team.

WORK ENVIRONMENT:
Must be able to perform work indoors in a climate-controlled office setting with minimal distractions.

PHYSICAL REQUIREMENTS:

The physical demands outlined here are representative of those that must be met by an employee to successfully perform the essential functions of this role.

Reasonable accommodations may be made to enable individuals with disabilities to perform essential job functions.

While fulfilling the responsibilities of this position, the employee is frequently required to sit, engage in repetitive hand movements, and communicate verbally.

Occasionally, the employee may need to stand, walk, and lift or reach with hands and arms.
COMPENSATION & BENEFITS:

We offer a comprehensive benefits package that includes medical, dental, vision, and life insurance, a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a 401(k) retirement savings plan, and opportunities to participate in incentive programs.


COMPANY OVERVIEW:
Foothills Bank is committed to serving our communities with a unique local presence. We are a regional bank holding company dedicated to providing exceptional banking services and fostering strong relationships with our clients.

We are an Equal Opportunity Employer and welcome qualified applicants without regard to any protected category.



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