Mortgage Loan Originator
1 week ago
About Us
At University of Hawaii FCU, we pride ourselves on being Hawai`i's leading credit union. Our spirited and dynamic team is dedicated to making a difference in our community by providing financial value, exceptional service, and state-of-the-art convenience to our members.
Job Overview
We are seeking an experienced Mortgage Loan Officer to join our Central Lending team. As a key member of our team, you will be responsible for generating funded mortgage loan volume from the real estate market and promoting University of Hawaii Federal Credit Union to the local housing industry.
About the Role
The successful candidate will have a minimum of 3 years of current residential real estate lending sales experience and a strong knowledge of current real estate and consumer lending laws and regulations. They will be responsible for meeting with prospective mortgage loan borrowers, conducting interviews to determine their ability to qualify for residential mortgage products, and providing guidance throughout the entire loan process.
Key Responsibilities
- Mortgage Loan Origination: Originate mortgage loan applications with an informed and proactive approach to understand applicant needs, provide professional guidance on financing options, and help members through the application and origination process to ensure a smooth loan experience.
- Lead Generation: Responsible for self-generation of lead flow and mortgage origination activities consistent with service experience expectations and production goals.
- Network Development: Continually identifies, develops, and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities.
- Pipeline Management: Accountable for execution of mortgage sales and marketing initiatives and effective pipeline management practices to meet successful closing deadlines.
- Member Service: Maintain strong member service ratings (Net Promoter Scores) and ensure exceptional member service by maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements.
Benefits Package
We offer a comprehensive benefits package, including medical insurance, dental insurance, 401(k) retirement plan with employer match and non-elective contribution, paid days off, vacation cash-out program, flexible spending accounts, employee group basic life with AD&D insurance, long-term disability insurance, long-term care insurance, voluntary accident recovery, critical illness + cancer, and hospital insurance, employee assistance program, employee loan discount, company subsidy for adult monthly bus pass, cash reward employee referral program, workiversary cash reward and gifts, internal and external professional development opportunities, and many more.
Requirements
- Bachelor's degree or equivalent in work experience.
- Demonstrated proficiency with personal computers and Microsoft applications (Outlook, Word, Excel, PowerPoint, and Internet or similar software) with the ability to learn and adapt to specialized loan software.
- Registration with the Nationwide Mortgage Licensing System and Registry.
Earnings Estimate
The estimated salary for this position is $60,000 - $80,000 per year, depending on experience and qualifications. This estimate is based on national averages and may vary depending on location and other factors.
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