Senior Mortgage Processor

4 weeks ago


Grand Haven, Michigan, United States Lake Michigan Credit Union Full time

About the Role:

The Senior Mortgage Processor position at Lake Michigan Credit Union is a key role in our mortgage team. As a Senior Mortgage Processor, you will be responsible for processing conventional, government, construction, and specialty mortgage applications. Your primary focus will be on obtaining and verifying the accuracy of documents needed to complete the mortgage process, calculating income, analyzing credit, and calculating cash requirements.

Key Responsibilities:

Review initial underwriting decisions and prepare decision letters as appropriate, working directly with applicants to obtain outstanding items required by underwriting for a final approval.

Finalize the loan processing stage by preparing the loan for submission to the closing department.

Process all types of mortgage applications, reviewing credit reports, income, and asset documentation to confirm that all documentation meets requirements to move forward with an underwriting decision.

Demonstrate a high level of communication with members, as well as internal and external partners, and provide service excellence at all times.

Requirements:

One to three years of experience in processing mortgage applications.

Experience working in a fast-paced, deadline-oriented environment.

Ability to effectively communicate both written and verbally.

About Us:

Lake Michigan Credit Union is a not-for-profit institution, owned by its members, instead of corporate stockholders. We are accountable directly to our members, and they directly share in our success, benefiting from lower and fewer fees, better savings and checking interest rates, lower-cost mortgages, and a host of other advantages that simply don't exist at traditional banks.

It's about always doing what's best and right for our members - it guides everything we do. From friendly, knowledgeable, and professional employees who greet you by name, to offering stellar value at every turn, LMCU works for its members. Working with LMCU, you can grow and advance in your career and work with talented teams that help you become better each and every day. As an employee, you can have confidence in knowing your work is having an impact by supporting our mission of serving our members' lifetime financial needs.



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