Commercial Credit Portfolio Manager

4 weeks ago

Birmingham AL USA, United States Regions Bank Full time
Job Description

At Regions Bank, we are seeking a highly skilled Commercial Credit Portfolio Manager to join our team. As a key member of our commercial banking team, you will be responsible for leading all aspects of the commercial credit process, both internally and externally with prospects and clients.

The ideal candidate will have a strong understanding of commercial lending and credit risk management, as well as excellent analytical and communication skills. You will work closely with our relationship managers to execute on our commercial loan origination strategy, developing optimal financing structures to address borrowing needs.

Key Responsibilities:

  • Execute on the Bank's commercial loan origination strategy by working directly with prospects, clients, and centers of influence to develop optimal financing structures.
  • Underwrite, structure, and document prospect and client transactions above a designated threshold, generally the most complex and largest of client relationships and circumstances.
  • Manage the assigned portfolio by monitoring performance and trends, proactively defining client credit solutions, identifying issues, and developing remediation.
  • Ensure all credit process metrics are within prescribed tolerances.
  • Accountable for the risk evaluation and associated compliance requirements as defined in respective roles and responsibility matrix for AML, CRA/HMDA, Reg B, and other regulatory/compliance requirements within assigned portfolio and for prospects.
  • Approves interim new money requests for relationships managed up to a defined limit.

This is an exempt position from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay. The position is incentive eligible.

Requirements:

  • Bachelor's degree in Finance, Accounting, or related field.
  • Seven (7) years' experience in commercial underwriting.
  • Subject Matter Expert level understanding of accounting and finance, financial statement, and cash flow analysis.

Preferences:

  • Completion of a major corporate credit training program (or the equivalent corporate banking/corporate finance experience).

Skills and Competencies:

  • Ability to work collaboratively with multiple stakeholders.
  • Strong analytical and problem-solving skills.
  • Strong verbal and written communication skills.
  • Well-organized, detail-oriented, and ability to multi-task.

Compensation Details:

Pay ranges are job-specific and are provided as a point-of-market reference for compensation decisions. Other factors that directly impact pay for individual associates include experience, skills, knowledge, contribution, job location, and performance in the job role.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum: $111,320.00 USD

Median: $142,740.00 USD

Incentive Pay Plans:

This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals. Opportunity to participate in the Long Term Incentive Plan.

Benefits Information:

Regions offers a benefits package that is flexible, comprehensive, and recognizes that one size does not fit all for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

  • Paid Vacation/Sick Time
  • 401K with Company Match
  • Medical, Dental, and Vision Benefits
  • Disability Benefits
  • Health Savings Account
  • Flexible Spending Account
  • Life Insurance
  • Parental Leave
  • Employee Assistance Program
  • Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser.

https://www.regions.com/welcometour/benefits.rf

Location Details:

Regions Center

Location: Birmingham, Alabama

Bring Your Whole Self to Work:

We have a passion for creating an inclusive environment that promotes and values the differences that make each of us stand out as unique individuals and help provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where everyone, regardless of background, can do their best work and thrive is the right thing to do.

OFCCP Disclosure: Equal Opportunity Employer/Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.

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