Credit Officer Food and Agribusiness Specialist

1 week ago


Louisville, Kentucky, United States Farm Credit Mid-America Full time
About Our Opportunity

The Food and Agribusiness Credit Officer is a key member of the credit team at Farm Credit Mid-America, supporting commercial and corporate lending initiatives. This role involves analyzing and structuring large commercial agribusiness and corporate credits, working closely with sales, support, legal, finance, and accounting staff to achieve team goals.

Key Responsibilities
  • Lead the analysis and structuring of large commercial agribusiness and corporate credits
  • Work with the sales team, internal counsel, customers, and participation partners to structure loans that meet customer needs and protect Farm Credit Mid-America's interests
  • Underwrite and act on credit actions within delegated authority
  • Analyze and develop recommendations for credit actions above individual delegated authority
  • Review and act on loan recommendations for other business units exceeding their delegated authority
Risk Management

The Food and Agribusiness Credit Officer will identify the Probability of Default of assigned accounts and proactively monitor to maintain accurate loan classification and risk rating. They will also monitor the financial performance and covenant compliance of their assigned portfolio and disseminate as needed to partners and leadership.

Marketplace Presence

The Credit Officer will accompany the VP of Food and Agribusiness on meetings with influencers, partners, current or prospective customers. They will also provide backup to sales staff by representing Farm Credit Mid-America at customer and lender meetings as needed.

Requirements
  • Bachelor's degree in business, agriculture, or related field
  • At least three to five years of progressively responsible credit experience
Work Environment

The work environment is typically moderate, with occasional demands including standing, lifting, or extended computer usage. The role may entail a blend of mental and physical capabilities, requiring strong mental acuity, problem-solving skills, and occasional physical tasks.

Farm Credit Mid-America provides a competitive total rewards package to its team members, including an award-winning 401(k) Plan and health and financial wellness benefits. The company is an equal opportunity employer and welcomes applications from diverse candidates.


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