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Senior Client Relationship Executive
2 months ago
Our esteemed financial institution is on the lookout for a Senior Client Relationship Executive. This role will be pivotal in driving business development initiatives and attracting new clientele.
Compensation and Benefits
The position offers a competitive salary of up to $140K, complemented by a performance-based bonus and a comprehensive benefits package. Please note that this role is not available for remote work.
Key Responsibilities
- Engaging in the sourcing, negotiation, underwriting, and coordination of complex commercial loans, including commercial real estate, SBA, equipment financing, and select consumer loans, ensuring adherence to the bank's lending policies.
- Building and nurturing relationships with both existing and prospective clients; conducting site visits for loan assessments; negotiating terms and conditions; approving loans within designated limits or referring them to senior management for further evaluation.
- Accountable for achieving annual growth targets for deposits and loans as set by upper management.
- Collaborating with senior leadership to develop, analyze, and finalize intricate loan agreements with representatives from large enterprises.
- Conducting interviews with potential applicants and gathering all necessary documentation related to loan or credit applications.
- Performing pre-qualification assessments and analyzing the financial condition and risk associated with financing requests, aligned with the bank's credit culture and current market trends.
- Collecting and evaluating all pertinent information to present financing requests to senior management or the loan committee for approval.
- Overseeing the processing of approved loans; ensuring compliance with agreements and customer requirements while adhering to bank lending policies.
- Researching credit inquiries and UCC filings to assess creditworthiness and appropriate collateral positioning.
- Maintaining communication with legal counsel and collection agencies regarding workouts, bankruptcies, and charge-offs to implement necessary precautionary measures.
- Providing guidance and training to loan officers and other team members.
- Performing additional duties as assigned.
Candidate Profile
We are seeking a professional who is eager to shape their own career path. You are looking for a role that allows you to explore your interests and passions, where your job title serves as a starting point for your future endeavors.
Required Skills and Experience
- A minimum of five years of experience in commercial banking.
- Successful NMLS Registration is mandatory.
- Extensive knowledge of commercial, construction, real estate, and consumer loan processing.
- Comprehensive experience in all aspects of lending activities and terminology.
- In-depth understanding of relevant state and federal lending regulations, as well as the bank's lending policies.
- Advanced proficiency in analyzing financial statements and tax returns.
- Demonstrated ability to cultivate marketing and business development skills with clients.
- Exceptional verbal, written, and interpersonal communication skills.
- Proficient in Microsoft Office and specialized software applications.
Benefits
The role includes a competitive salary of up to $140K, along with a performance-based bonus and an attractive benefits package. Please note that this position is not available for remote work.