Senior Analyst of Credit Risk Analytics

1 week ago


Cypress, California, United States Yamaha Motor Corporation, USA Full time

Opportunity Overview:

Yamaha Motor Corporation, USA is seeking a Senior Analyst of Credit Risk Analytics to contribute to our analytical efforts. This role involves leading the aggregation, analysis, and interpretation of data to oversee the credit portfolio, providing insights and strategic recommendations. The successful candidate will engage in advanced data manipulation and analysis to enhance profitability and minimize risks.

Key Responsibilities:

  • Aggregate and analyze data from diverse sources, handling both structured and unstructured large datasets.
  • Develop intricate data queries and programming to extract and manipulate databases for reporting and analytical purposes.
  • Conduct comprehensive analyses including predictive modeling, regression analysis, financial assessments, and trend evaluations.
  • Identify potential for additional statistical models and sophisticated analytical techniques to forecast losses and evaluate business performance.
  • Generate monitoring reports and benchmarks related to growth, delinquency rates, and overall profitability.
  • Prepare regular risk and business performance reports on a monthly, quarterly, and annual basis.
  • Design and implement underwriting strategies or pilot initiatives in support of new product launches.
  • Create presentation materials summarizing analysis results, findings, and strategic recommendations.
  • Provide mentorship and guidance to junior team members.

Qualifications:

  • A Master's degree or higher in a quantitative discipline such as statistics, economics, finance, or a related field.
  • A minimum of 7 years of experience in data analysis and reporting, particularly in risk analytics.
  • Proficiency in SQL and/or SAS with at least 5 years of programming experience.
  • Experience in the financial services sector for a minimum of 3 years.
  • Familiarity with credit bureau data and Oracle databases is advantageous.
  • Experience with reporting tools like SAP Analytics Cloud and Tableau is preferred.
  • Strong analytical skills with meticulous attention to detail.
  • Ability to adapt quickly and manage multiple tasks in a dynamic environment.
  • Excellent communication skills, both verbal and written.

Benefits:

  • 401(k) and Profit Sharing Plans
  • Fertility Assistance Programs
  • Comprehensive Medical, Dental, and Vision Coverage
  • Life and AD&D Insurance
  • Wellness Initiatives
  • Short-Term and Long-Term Disability Coverage
  • Student Debt Repayment Programs
  • Access to Yamaha products for personal use

Compensation:

The salary range for this position is between $85,400 and $150,310, with the final offer based on relevant experience.

Commitment to Diversity:

Yamaha Motor Corporation, USA is an equal opportunity employer. We value diversity and are committed to creating an inclusive environment for all employees.



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