Commercial Credit Risk Analyst

3 weeks ago


Reston, Virginia, United States Seamless Talent Full time

Seamless Talent is seeking a Commercial Credit Underwriter to join their department. This hire will have underwriting experience within a private bank or financial services industry.

Key Responsibilities:

  • Review, analyze, and evaluate the credit worthiness of commercial and consumer applicants utilizing tax returns, other financial statements, and third-party reports.
  • Present an accurate and detailed loan approval package identifying all relevant information needed to make a credit decision.
  • Present loan approval packages alongside bankers to loan committees for consideration and approval.
  • Assist in development of new policies and procedures as needed.
  • Build relationships with senior management, bankers, and banking associates to identify client needs and structure loan requests.
  • Conduct industry, company, geographical area, and competitive landscape analysis as directed.

Requirements:

  • Bachelor's degree in accounting or finance, or equivalent experience.
  • Minimum 3 years' underwriting experience, preferably with a private bank.
  • Proficiency in loan and credit analysis and understanding of business/personal financial statements.
  • Experience in CRE and C&I credits.
  • Strong written and verbal communication skills, organizational and interpersonal skills, and intellectual curiosity.
  • Proficiency with Microsoft Office and system/IT aptitude.


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