Commercial Credit Underwriter Position

3 weeks ago


Reston, Virginia, United States Seamless Talent Full time

We are seeking a skilled Commercial Credit Underwriter to join our team at Seamless Talent.

The ideal candidate will have underwriting experience within a private bank or financial services industry.

Key Responsibilities:

  • Review, analyze, and evaluate the credit worthiness of commercial and consumer applicants using tax returns, financial statements, and third-party reports.
  • Analyze a broad range of complex loan requests, including loans to finance commercial real estate, construction projects, and working capital lines of credit.
  • Present accurate and detailed loan approval packages to loan committees for consideration and approval.
  • Develop and maintain expertise in bank loan policy and procedures.
  • Build strong relationships with senior management, bankers, and banking associates to identify client needs and structure loan requests.
  • Conduct industry, company, and competitive landscape analysis as directed.

Requirements:

  • Bachelor's degree in accounting or finance, or equivalent experience.
  • Minimum 3 years' underwriting experience, preferably with a private bank.
  • Proficiency in loan and credit analysis, and understanding of business/personal financial statements.
  • Experience in commercial and industrial credits, and familiarity with financial spreading software and loan origination systems.
  • Strong written and verbal communication, organizational, and interpersonal skills.


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