Real Estate Financial Analyst

2 weeks ago


Amherst, Massachusetts, United States Uniland Development Company Full time
Job Overview

Department: Development

FLSA Status: Exempt

Reports to: Development Project Manager

Supervises: N/A

JOB SUMMARY

The Project/Loan Analyst plays a crucial role in facilitating and optimizing the planning, execution, and finalization of development initiatives within Uniland Development Company. This position is tasked with the preparation and evaluation of loan submissions for various real estate ventures, analyzing the financial soundness and creditworthiness of prospective projects, ensuring that loans are structured effectively to minimize risk while aligning with the company’s investment goals. Collaboration with internal teams, external lenders, and borrowers is essential to streamline the financing process and guarantee adherence to regulatory standards. Furthermore, this role involves gathering and scrutinizing market and project data, tracking progress, and ensuring alignment with organizational objectives.

KEY RESPONSIBILITIES

  • Analyze and review loan applications for diverse real estate development projects, including residential, commercial, and mixed-use properties.
  • Conduct comprehensive financial assessments of borrowers in collaboration with the Capital Markets Group, reviewing key financial documents to evaluate creditworthiness and repayment capacity.
  • Prepare detailed Cost and Cash Flow Proformas.
  • Evaluate lender proposals and recommend optimal financing options in conjunction with the Capital Markets Group.
  • Work with internal teams to establish loan terms that meet project specifications and investment objectives.
  • Perform due diligence on potential borrowers and projects, including property valuation and market analysis.
  • Review loan documentation for accuracy and compliance with regulatory and company standards.
  • Collaborate with various internal departments and external stakeholders to facilitate the financing process and address any arising issues.
  • Assist in establishing financial objectives for each financing transaction.
  • Monitor existing loan performance, track repayment schedules, and prepare reports for management and stakeholders.
  • Administer loans and lines of credit, approving payments and maintaining accurate records.
  • Prepare and present comprehensive reports on loan performance and risk assessments to senior management.
  • Assist in developing project plans, timelines, and budgets.
  • Coordinate with project managers to define project scope and deliverables.
  • Create and maintain financial models and analyses related to real estate development.
  • Conduct site searches and analyses, including zoning and tax credit eligibility.
  • Prepare necessary acquisition documents and conduct research on market trends and economic projections.

ADDITIONAL RESPONSIBILITIES

  • Support internal departments with procedural enhancements and project tracking.
  • Network to establish and maintain professional relationships within the real estate sector.
  • Prepare monthly construction draw requests and ensure timely fund receipt.
  • Stay updated on market trends and regulatory changes affecting the real estate and lending industries.
  • Enhance business relationships to foster loyalty and collaboration.
  • Apply an organized approach to responsibilities and process improvements.
  • Participate in cross-functional projects related to organizational development.
  • Perform other duties as assigned.

EDUCATION & EXPERIENCE

  • Bachelor's Degree in Real Estate Development, Urban Planning, Business, Finance, or a related field is required.
  • A minimum of two years of experience in financial analysis or real estate financial underwriting.
  • Experience in real estate lending or loan underwriting is preferred.
  • Proficiency in financial modeling and relevant software applications.
  • Experience managing multiple projects and meeting deadlines.
  • Strong communication and interpersonal skills.

KNOWLEDGE, SKILLS & ABILITIES

  • Ability to conduct quantitative analyses using real estate finance calculations.
  • Understanding of financial analysis related to real estate development.
  • Knowledge of lending practices and regulatory requirements.
  • Strong organizational and time management skills.
  • Ability to build and maintain relationships with stakeholders.

WORK ENVIRONMENT

This position is primarily office-based, requiring extended periods of sitting and regular use of office equipment. Local travel for client meetings and industry events may be necessary.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.



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