Commercial Lines Underwriter Lead

3 weeks ago


Saint Charles, Missouri, United States Westfield Full time
{"title": "Middle Market Lead Field Underwriter", "description": "Job Summary

Westfield is seeking a highly skilled Middle Market Lead Field Underwriter to join our team. As a key member of our commercial lines underwriting team, you will be responsible for the profitable production and ongoing management of commercial and agribusiness accounts.

Key Responsibilities
  • Underwrite and collaborate on new and renewal commercial lines accounts, pre-qualifying customers and leading the account team to analyze new business opportunities from an exposure, pricing, service, and sales perspective.
  • Represent the company and build strong relationships with accounts, acting as the key contact for specified agencies and leading agency business planning, account inventory management, and managing the book of business to attain profit and revenue objectives.
  • Partner with the Region Leader to determine which accounts are discussed during the renewal strategy meeting, who should participate, and actively participate by providing detailed underwriting information.
  • Deliver quotes, terms, and conditions, and Premium Value Statements to the agent, negotiate until the renewal order is received, and then send the renewal for processing.
  • Utilize underwriting tools and resources, evaluate exposures to loss, determine pricing, and accept or reject accounts based on company underwriting guidelines.
  • Document underwriting decisions, maintaining supporting information, records, and data in accordance with audit standards.
  • Involve internal business partners in the prospecting, sales, and underwriting process, as well as servicing the account.
  • Coordinate monthly renewal strategy discussions with underwriting and services teams to develop renewal strategies for renewals.
  • Establish and maintain effective communication externally and internally regarding underwriting procedures, growth/profit goals, state/territory issues, industry activity, and agency relations.
  • Coordinate collaboration meetings on large, complex accounts in accordance with company guidelines.
  • Notify agencies of adverse underwriting decisions, underwriting requirements, status, and declinations.
  • Answer questions from agencies, policyholders, or external contacts and escalate issues to management as necessary.
  • Negotiate with agents to reach positive and profitable outcomes.
  • Travel as needed, including regular utilization of assigned fleet vehicles to cover assigned territories.
Requirements
  • 5+ years of commercial lines underwriting experience.
  • Bachelor's degree in a related field and/or commensurate work experience.
  • Valid driver's license and a driving record that conforms to company standards.
About Westfield

Westfield is a leading provider of commercial lines insurance solutions. We are committed to delivering exceptional service and value to our customers and partners.

", "lang_code": "en"}

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