Commercial Banker

1 day ago


Saint Charles, Missouri, United States FIRST BANKERS TRUST GROUP Full time
Job Title: Commercial Banker

Are you a motivated and results-driven professional looking to make a real impact in the financial services industry? We are seeking a Commercial Banker to join our team at First Bankers Trust Company.

Job Summary:

The Commercial Banker will be responsible for developing and managing a loan portfolio with total commercial assets of $25MM to $50MM that meets established lending requirements and provides maximum profitability to the bank with minimum risk. This position will work closely with the financial institution's broader lending and credit teams, compliance team, and operations.

Key Responsibilities:
  • Identify and establish relationships with new lending clients while building and managing the associated loan portfolio
  • Devote a significant amount of time to new business development
  • Analyze potential loan markets to find opportunities to promote loans and financial services
  • Interview clients and collect and analyze financial and related data to determine the general credit-worthiness of the prospects and merits of the specific loan requests
  • Analyze, establish and negotiate the terms under which credit will be extended, including the costs, repayment method and schedule, and collateral payments
  • Make decisions on loans and terms within established lending limits, or make recommendations to a supervisor and/or the loan approval committee
  • Counsel applicants on loan repayments policies and restrictions
  • Monitor loan status, including repayment activities, and take action to collect from past due accounts when necessary
  • May provide leadership and direction for other commercial bankers, with responsibility for financial, loan, and deposit performance, as well as growth, risk control, and profit performance
  • Develop materials for and make loan presentations to the Loan Officers Committee and the Director's Loan Committee, as required
  • Participate in community events and activities to increase the bank's visibility and to uncover new business opportunities
  • Develop and execute special projects as required
Requirements:
  • Bachelor's Degree in Finance, Business, related field or equivalent experience
  • 7-10 years of related experience/exposure within the banking industry
  • Demonstrates aptitude for mathematical and/or financial transactions
  • Demonstrates experience developing business and prospecting
  • Demonstrates strong value selling and negotiations skills
  • Demonstrates excellent relationship building capabilities
  • Demonstrates ability to execute day to day work under limited supervision
  • Demonstrates strong customer service skills (customer-oriented)
  • Demonstrates ability to thrive in a fast-paced environment and multi-task daily job duties
  • Demonstrates ability to make fact-based/data driven decisions in stressful situations
  • Demonstrates ability to address complex job related/technical issues and problems
  • Demonstrates strong written and verbal communication skills
  • Demonstrates strong team collaboration/team work skills, with ability to work in diverse teams and build/maintain positive working relationships
  • Demonstrates ability to interact efficiently with banking software, as well as utilize common office applications including Word, Excel, Outlook, and related applications; willingness to learn new technologies
  • Demonstrates ability to work with a significant amount of detailed information in an accurate, timely and confidential manner
What We Offer:
  • Comprehensive, value-added career opportunities
  • Focus on career development, broad exposures, and learning new things daily
  • Opportunities to help others and make a difference in the community
  • Opportunities to participate in special interest groups, such as Young Professionals, or one of our Employee Resource Groups
  • Competitive full benefits package including HSA with investment options, 401K with match, and profit sharing
  • Vacation and PTO time reflective of your experience
  • Volunteering time off of 12 hours per year
  • Hybrid/remote work schedule in alignment with our e-commuting policy for specific positions
  • Access to a library over 6,000 personal and professional development on-line courses, hosted by Udemy Business
  • Participation in our company-wide employee wellness incentive program, and the ability to earn a discount on your next year's premiums
Our Values:

At First Bankers Trust Company, we value:

  • Everyone is Valued
  • Do The Right Thing
  • Friendly Family & Fun
  • Dream Big/Act Small
  • Accountability
  • Innovation

We are an equal opportunity employer and support diversity in the workplace. Qualified applications will receive consideration for employment without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.


  • Commercial Banker

    2 weeks ago


    St Charles, United States First Banker's Trust Full time

    Job Details Job Location St Charles Commercial Banking Center - St Charles, MO Position Type Full Time Education Level 4 Year Degree   Travel Percentage Up to 50% Job Shift Mon - Fri Days Job Category Banking Job Summary & Key Accountabilities Are you ready to make a real impact in a fast-growing market? Join First Bankers Trust Company as a Commercial...

  • Commercial Banker

    2 weeks ago


    St Charles, United States FIRST BANKERS TRUST GROUP Full time

    Job DetailsJob Location St Charles Commercial Banking Center - St Charles, MO Position Type Full Time Education Level 4 Year Degree Travel Percentage Up to 50% Job Shift Mon - Fri Days Job Category Banking Job Summary & Key Accountabilities Are you ready to make a real impact in a fast-growing market? Join First Bankers Trust Company as a Commercial Banker...

  • Personal Banker I

    6 days ago


    Saint Charles, United States Fifth Third Bank, N.A. Full time

    Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Selected candidates are intended to become a Retail Personal Banker I after completing a 4-8 week on-boarding and education program that includes rotations in...

  • Relationship Banker

    3 weeks ago


    St. Charles, United States Wintrust Financial Full time

    Wintrust is a financial holding company with approximately $50 billion assets under management and traded on the NASDAQ:WTFC. Built on the "HAVE IT ALL" model, Wintrust offers sophisticated technology and resources of a large bank while focusing on providing service-based community banking to each and every customer. Wintrust operates fifteen community bank...

  • Personal Banker

    2 months ago


    Saint Johns, United States Mercantile Bank Full time

    Job DescriptionJob DescriptionMercantile Bank is seeking an outgoing, professional sales and service-oriented Personal Banker to join our team in St. Johns, MI. Do you want to make a difference in customer's lives? Are you motivated by goals and maybe even a little competitive? Do you seek opportunities to learn and develop? Are you ready to take your...


  • Saint Michael, Minnesota, United States Empowers staffing Full time

    Job OverviewPosition Title: Relationship BankerEmployment Type: Full Time - Direct HireLocation: Not SpecifiedRole SummaryThe Relationship Banker plays a crucial role in fostering, maintaining, and enhancing customer connections by delivering outstanding service. This position involves executing precise banking transactions, managing account openings and...

  • Relationship Banker

    4 months ago


    Saint Paul Park, United States Old National Bank Full time

    Overview Old National Bank has been serving clients and communities since 1834. With $48 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities...

  • Relationship Banker

    3 months ago


    Saint Francis, United States Wintrust Financial Full time

    Job DescriptionWintrust is a financial holding company with approximately $50 billion assets under management and traded on the NASDAQ:WTFC. Built on the "HAVE IT ALL" model, Wintrust offers sophisticated technology and resources of a large bank while focusing on providing service-based community banking to each and every customer. Wintrust operates fifteen...


  • Saint Louis Park, Minnesota, United States Securian Financial Group Full time

    About the RoleThis position is responsible for planning and executing the organization's business operations on a regular basis. The Commercial Mortgage Loan Operations Specialist will define, develop, improve, and ensure alignment with operational best practices, processes, and policies to support strategy and goals. This role will increase the...


  • South Saint Paul, Minnesota, United States Securian Financial Group Full time

    Job SummaryThis role is responsible for overseeing the commercial mortgage loan closing process, ensuring seamless execution and compliance with operational best practices. The ideal candidate will possess strong analytical and communication skills, with the ability to manage multiple tasks and prioritize deadlines.Key ResponsibilitiesTransition commercial...


  • Saint Paul, Minnesota, United States Securian Financial Group Full time

    Job SummaryWe are seeking a highly skilled Commercial Mortgage Loan Closer to join our team at Securian Financial Group. As a key member of our business operations team, you will be responsible for planning and executing the organization's business operations on a regular basis. This includes defining, developing, improving, and ensuring alignment with...


  • South Saint Paul, Minnesota, United States Securian Financial Group Full time

    Job SummaryThis role is responsible for planning and executing the organization's business operations on a regular basis. The ideal candidate will have a strong understanding of real estate finance and be able to analyze complex financial data.Key ResponsibilitiesTransition commercial mortgage loan closing process from investment officer upon...


  • Saint Petersburg, United States Bankers Financial Corp Full time

    Bankers Financial Corporation - Senior Claims Adjuster - Inside OperationsBankers Financial Corporation is a distinguished holding entity established in 1976. We prioritize fostering an inclusive and supportive workplace where our employees can excel and positively influence our communities. Our core values emphasize collaboration, innovation, performance,...

  • **Personal Banker I

    2 weeks ago


    Saint-Chaptes, Occitanie, United States Synovus Full time

    Job SummaryAs a Personal Banker I at Synovus, you will play a critical role in building customer relationships and driving sales growth. This entry-level banking role requires a strong focus on transaction, sales, and service functions, with a passion for delivering exceptional customer experiences.Key ResponsibilitiesCustomer Service and SupportProactively...


  • Saint Clairsville, United States MRINetwork Jobs Full time

    {"h1": "Business Banker Job Description", "p": "We are seeking a skilled Business Banker to join our team at MRINetwork Jobs. As a Business Banker, you will be responsible for identifying new business opportunities, developing relationships with clients, and providing financial services to meet their needs.", "ul": [{"li": "Develop and maintain relationships...


  • Saint Clairsville, Ohio, United States Highland Consulting Group Full time

    Business Banker Job DescriptionWe are seeking a skilled Business Banker to join our team at Highland Consulting Group. As a Business Banker, you will be responsible for identifying new business opportunities, developing relationships with clients, and providing financial services to meet their needs.Key Responsibilities:Develop and maintain relationships...

  • Branch Manager

    4 weeks ago


    Saint Charles, United States Mercantile Bank Full time

    Job DescriptionJob DescriptionMercantile Bank in St. Charles MI is looking to hire a full-time Branch Manager. Are you ready to take your banking or business development career to the next level with a stable and respected financial institution? Do you want to make a difference in your community and people's lives? Is being an active participant in...


  • Saint Michael, Minnesota, United States Empowers staffing Full time

    Job OverviewPosition Title: Relationship BankerEmployment Type: Full Time - Direct HireCompany: Empowers StaffingRole SummaryThe Relationship Banker plays a crucial role in fostering, maintaining, and enhancing customer connections by delivering outstanding service. This position involves executing precise banking transactions, managing account openings and...


  • Saint Petersburg, United States Bankers Financial Corp Full time

    Job OverviewThe Surety Division of Bankers Financial Corp is dedicated to delivering exceptional service and quality to our partners. As a prominent player in the Bail Bond sector and a rapidly expanding provider of Contract and Commercial Bonds, we pride ourselves on our knowledgeable and experienced team. Our mission is to ensure that our partners receive...


  • Saint George, Utah, United States BankTalent HQ Full time

    About Us:At BankTalent HQ, we understand that our achievements stem from the commitment, expertise, and diverse talents of our workforce. As we continue to build on our rich legacy in the banking sector, we are dedicated to being the employer of choice for top talent.We take pride in our recognition as one of the best banks to work for, consistently earning...