Credit Risk Analyst

1 day ago


Detroit, Michigan, United States Supervest Full time
About the Role

The ideal candidate will have a strong analytical mindset, excellent communication skills, and the ability to manage multiple tasks effectively. They should be familiar with underwriting software and industry standards, regulations, and secondary market guidelines (FNMA/FHLMC).

**Responsibilities Include:

  • Analyzing borrower financial data, credit reports, and income documents to determine eligibility for financing
  • Determining the risk level associated with lending and providing recommendations for approval, denial, or modification of loan terms
  • Verifying the completeness, accuracy, and authenticity of loan documentation, including employment, assets, and debt information
  • Approving or denying loan applications based on credit risk assessment and underwriting guidelines
  • Collaborating with underwriters, processors, and other team members to gather necessary documentation and communicate credit decisions
  • Maintaining accurate records and ensuring loan files are complete, organized, and updated in the system


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