Banking Customer Service Representative

1 week ago


Martinsville, Indiana, United States Home Bank SB Full time
Job Overview

POSITION SUMMARY:
The primary function of this role is to assist clients with the financial transactions of the bank, including addressing inquiries and resolving issues to enhance customer loyalty and attract new clientele.

KEY RESPONSIBILITIES:

Transaction Management

  • Records and processes customer transactions, ensuring accurate receipt issuance.
  • Balances daily financial activities and reports any inconsistencies to the Head Teller.
  • Handles checks and cash transactions according to established protocols.
  • Orders and manages the bank's cash supply, including counting incoming funds.
  • Implements holds on accounts, processes change requests, and accepts loan repayments.
  • Oversees automated teller machines and night deposit operations.
  • Balances cash drawer at the end of each shift, reporting discrepancies as necessary.

Client Engagement

  • Promotes and educates clients about the bank's offerings and services.
  • Responds to client inquiries effectively.

ESSENTIAL COMPETENCIES:

Effective Communication

  • Communicates clearly and assertively.
  • Provides timely updates to relevant stakeholders.
  • Actively listens to clients and colleagues.
  • Values and considers diverse opinions.

Integrity and Accountability

  • Takes ownership of mistakes and shortcomings.
  • Exhibits consistency between actions and words.
  • Adheres to ethical and legal standards.

Team Collaboration

  • Shows respect for colleagues.
  • Aligns personal objectives with team goals.
  • Fosters productive relationships across the organization.

Adaptability

  • Maintains composure in challenging situations.
  • Demonstrates flexibility in working with others.
  • Assists others in navigating change.

Customer Focus

  • Responds effectively to client needs.
  • Addresses client questions and concerns thoroughly.
  • Quickly resolves client issues with practical solutions.
  • Maintains confidentiality and discretion.

Professional Representation

  • Exhibits strong interpersonal and presentation skills.
  • Handles difficult client interactions with respect.
  • Maintains a professional appearance at all times.

Professional Standards

  • Displays a high level of professional judgment.
  • Provides clients with accurate financial information.
  • Demonstrates exceptional customer service and communication abilities.
  • Maintains independence and objectivity in job functions.

KNOWLEDGE REQUIREMENTS:

  • General understanding of business and finance.
  • Knowledge of teller operations.
  • Familiarity with financial services regulations and compliance.
  • Awareness of fraud prevention and detection measures.
  • Understanding of the bank's products, services, and policies.

WORK ENVIRONMENT:
This position is situated in a professional office setting, utilizing standard office equipment such as computers, telephones, and other necessary tools.

PHYSICAL REQUIREMENTS:
The physical demands of this role include regular communication, standing, walking, and the ability to handle and count currency.

POSITION TYPE:
This is a full-time role, with a standard work schedule of Monday through Friday.

OTHER DUTIES:
This job description is not exhaustive and may be subject to change as needed.

EDUCATIONAL AND EXPERIENCE REQUIREMENTS:

  • High school diploma or equivalent preferred.
  • 1-2 years of experience in a similar role is advantageous.
  • Proficient in standard office practices and technology.
  • Ability to lift up to 30 lbs.
  • Capability to sit or stand for extended periods.


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