Credit Risk Officer

20 hours ago


New York, New York, United States Barclays Full time
{"Job Title: Credit Risk Officer - LatAm

Job Summary: We are seeking a skilled Credit Risk Officer to join our LatAm team. In this role, you will be responsible for assessing and approving/declining credit applications based on established credit policies, risk appetite, and regulatory requirements.

Key Responsibilities:

* Analyze lending applications, financial statements, credit reports, and other relevant documents to assess the borrower's creditworthiness and repayment capacity.
* Monitor the performance of approved lending, identifying potential risks and early warning signs of delinquency.
* Evaluate the risk profile of each application considering factors like industry trends, borrower financials, collateral, and market conditions.
* Provide independent credit decisions on lending applications, adhering to established credit policies, risk parameters, and regulatory requirements.
* Develop and implement appropriate course of action for troubled lending, including workout plans, restructuring, or collections.

Assistant Vice President Expectations:

* Consult on complex issues; providing advice to People Leaders to support the resolution of escalated issues.
* Identify ways to mitigate risk and develop new policies/procedures in support of the control and governance agenda.
* Take ownership for managing risk and strengthening controls in relation to the work done.
* Collaborate with other areas of work, for business-aligned support areas to keep up to speed with business activity and the business strategy.
* Engage in complex analysis of data from multiple sources of information, internal and external sources, to solve problems creatively and effectively.
* Communicate complex information, including sensitive information or information that is difficult to communicate because of its content or its audience.
* Influence or convince stakeholders to achieve outcomes.

Requirements:

* Strong analytical and problem-solving skills
* Excellent communication and interpersonal skills
* Ability to work in a fast-paced environment and prioritize multiple tasks
* Strong understanding of credit risk management principles and practices
* Bilingual in Spanish or Portuguese is highly preferred

What We Offer:

* Competitive salary and benefits package
* Opportunity to work with a leading global bank
* Collaborative and dynamic work environment
* Professional development and growth opportunities

Barclays is an Equal Opportunity Employer: We are committed to diversity and inclusion in the workplace. We welcome applications from qualified candidates of all backgrounds.
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