AVP Lending Officer

5 days ago


Mason City, Iowa, United States First Citizens Bank Full time
Job Summary

First Citizens Bank is seeking an experienced Lending Officer to join our team. As a key member of our lending team, you will be responsible for managing the development, direction, and control of lending market and portfolio. This role requires a strong understanding of business banking principles, excellent communication skills, and the ability to build strong relationships with customers.

Key Responsibilities
  • Expand the bank's customer base and increase visibility through prospecting and community involvement
  • Develop and manage all types of loan accounts, including commercial and consumer loans
  • Interview applicants, gather and evaluate financial data, and establish credit worthiness
  • Meet with existing customers to ensure proper servicing and expand business relationships
  • Provide training and support on cash management products and services
  • Monitor activity on facilities and ensure usage is consistent with approved terms and conditions
Requirements
  • Bachelor's degree in business, finance, or a related field
  • 3-5 years of bank lending experience
  • Basic understanding of business banking principles
  • Excellent written and oral communication skills
  • Computer literacy and knowledge of basic word processing and spreadsheet applications
  • Ability to cross-sell FCB products and services
Competencies
  • Judgment and decision-making
  • Active listening
  • Critical thinking
  • Compliance with banking regulations
  • Verbal and written communication skills
  • Interpersonal relationships
  • Documenting and recording information
About First Citizens Bank

First Citizens Bank is a leading financial institution with a commitment to providing exceptional customer service and community involvement. We offer a dynamic and supportive work environment, competitive compensation and benefits, and opportunities for professional growth and development.


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